225 Terra Cotta, Irvine, CA 92603 Property Records

Orange County property record for 225 Terra Cotta, Irvine, CA 92603

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,918 sqft · built 2002
Owner2 Individual Names on File
Last Sale$685,000 (Feb 2013)
Tax Bill$10,020 (2025)
Deeds & MortgagesJul 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN932-721-51

Property Details

APN / Parcel Number

Primary APN932-721-51
Alternative APN
  • 481-062-58

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,918 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleCondo/Apartment
Garage Area447 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address225 TERRA COTTA
CityIRVINE
StateCA
Zip92603-0607
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionN TR 16260 BLK LOT 1 UN 10 TRACT 16260, LOT 1 OF PROJECT 932-72 LOCATED ON
Legal SubdivisionQUAIL HILL SOLSTICE
Legal Tract16260
Legal Lot Number1
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group2
Census Block2000
Census Tract62654

Owner

225 Terra Cotta, a condominium, is owned and occupied by two individuals who bought it in February 2013.

Source: Orange County records, as of August 4, 2026

Owner of Record2 Individual Names on File
Mailing Address225 TERRA COTTA, IRVINE, CA 92603-0607
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
May 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCIAL PTRS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2013 · Amount on File
Deed SaleFeb 25, 2013 · Amount on File
Prior SaleDec 17, 2004 · Amount on File
Deed Document Number2013114242
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address225 TERRA COTTA, IRVINE, CA 92603-0607
Transaction TypeMortgage
Record UpdatedJul 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 TERRA COTTA, IRVINE, CA 92603-0607

Mortgage

Document Number0000446228
DateJul 12, 2021
Instrument2021000446228
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2036

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address225 TERRA COTTA, IRVINE, CA 92603-0607
Document Number0000236119
Instrument DateMay 21, 2020
Transaction TypeMortgage
Record UpdatedJun 5, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address225 TERRA COTTA IRVINE CA 926030607, IRVINE, CA 92603-0607

Mortgage

Document Number0000236119
DateMay 26, 2020
Instrument236119
Lender
NameFINANCIAL PTRS CU
TypeCredit Union
AddressDOWNEY, CA 90242
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 25, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 225 Terra Cotta was $10,020 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityIrvine City
Unified School DistrictIrvine Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$860,392 (+2%) Land $594,196 Building $266,196
2025$10,020.00 Homeowner's exemption$843,522 Land $582,545 Building $260,977
2023$10,869.00 (+1.9%) Homeowner's exemption$810,768 Land $559,924 Building $250,844
2022$10,666.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 225 Terra Cotta in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Terra Cotta is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRVINE RANCH WATER DISTRICT
serves 450,323 people · EPA ID CA3010092
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
2,000 / 1,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks.

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