227 South St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 227 South St, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,597 sqft · built 1986
Lot Size	0.318 acres (13,852 sqft)
Owner	2 Individual Names on File
Last Sale	$1,049,000 (May 2016)
Tax Bill	$16,379 (2025)
Deeds & Mortgages	Mar 2023 Refinance Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M:0100002200000`

Property Details

APN / Parcel Number

Primary APN	`M:0100002200000`
Alternative APN	`NEED M:010.0 B:0022 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	1,597 sqft Living Area
Gross Area	3,714 sqft
1st Floor Area	1,597 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1999
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,852 sqft (0.318 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	227 SOUTH ST
City	NEEDHAM
State	MA
Zip	02492-2744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Subdivision	NEEDHAM
Legal Block	22
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	4
Census Block	4008
Census Tract	403100

Owner

227 South St is owned and occupied by two individuals who bought it in May 2016.

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	227 SOUTH ST, NEEDHAM, MA 02492-2744
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NEEDHAM BANK
Jan 29, 2018	Deed of Trust, Mortgage · Line of Credit NEEDHAM COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2016 · Amount on File
Deed Sale	May 16, 2016 · Amount on File
Prior Sale	Mar 21, 2008 · Amount on File
Deed Book / Page	34083 / 483
Transfer Doc	034083-483
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	227 SOUTH ST, NEEDHAM, MA 02492-2744
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041116-60
Date	Mar 29, 2023
Book Page	41116/60
Instrument	17524

Lender

Name	NEEDHAM BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2043

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	227 SOUTH ST, NEEDHAM, MA 02492-2744
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35766-308
Date	Jan 29, 2018
Book Page	35766/308
Instrument	7588

Lender

Name	NEEDHAM COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 227 South St was $16,379.

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,379.00	$1,545,200 Land $808,900 Building $736,300	$1,817,825 (-1.79%)
2024			$1,850,885
2023	$15,179.00	$1,164,000 Land $587,300 Building $576,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 South St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 South St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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