207 South St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 207 South St, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,423 sqft · built 1931
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$1,425,000 (Aug 2022)
Tax Bill	$16,238 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:0100000700000`

Property Details

APN / Parcel Number

Primary APN	`M:0100000700000`
Alternative APN	`NEED M:010.0 B:0007 L:0000.0`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,423 sqft Living Area
Gross Area	2,554 sqft
1st Floor Area	1,423 sqft
Basement Area	1,423 sqft
Unfinished Basement	903 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1998
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	207 SOUTH ST
City	NEEDHAM
State	MA
Zip	02492-2743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Subdivision	NEEDHAM
Legal Block	7
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	4
Census Block	4016
Census Tract	403100

Owner

207 South St is owned and occupied by two individuals who bought it in August 2022.

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	207 SOUTH ST, NEEDHAM, MA 02492-2743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO
May 24, 2019	Deed of Trust, Mortgage · Balloon Mortgage BERKSHIRE BANK
Jul 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 12, 2019	Quit Claim Deed, Transfer METRO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on File
Deed Sale	Aug 1, 2022 · Amount on File
Prior Sale	Jun 12, 2019 · Amount on File
Deed Book / Page	40722 / 272
Prior Transfer Date	Jul 29, 2022
Prior Transfer Doc	040722-272
Record Updated	Oct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Aug 1, 2022
Property Address	207 SOUTH ST, NEEDHAM, MA 02492-2743
Document Number	040722-272
Book / Page	40722 / 272
Instrument Date	Jul 29, 2022
Instrument	68246
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	207 SOUTH ST, NEEDHAM, MA 02492-2743

Mortgage

Document Number	0000068247
Date	Aug 1, 2022
Instrument	68247

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	207 SOUTH ST, NEEDHAM, MA 02492-2743
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36822-316
Date	May 24, 2019
Book Page	36822/316
Instrument	40056

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2039

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Jul 2, 2019
Property Address	207 SOUTH ST, NEEDHAM, MA 02492-2743
Document Number	36936-427
Book / Page	036936 / 000427
Instrument Date	Jun 19, 2019
Instrument	54987
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	207 SOUTH ST NEEDHAM MA 024922743, NEEDHAM, MA 02492-2743

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Jun 12, 2019
Property Address	207 SOUTH ST, NEEDHAM, MA 02492-2743
Document Number	36870-9
Book / Page	036870 / 000009
Instrument Date	Jun 2, 2019
Instrument	46237
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,062.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 WELLINGTON RD MEDFORD MA 021555011, MEDFORD, MA 02155-5011

Mortgage

Document Number	36870-12
Date	Jun 12, 2019
Book Page	036870/000012
Instrument	46238

Lender

Name	METRO CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 207 South St was $16,238.

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,238.00	$1,531,900 Land $1,010,900 Building $521,000	$1,732,705 (+4.55%)
2024			$1,657,275
2023	$13,399.00	$1,027,500 Land $588,900 Building $438,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 South St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 South St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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