227 Silverspring Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 227 Silverspring Dr, Cincinnati, OH 45238 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,167 sqft · built 1969
Lot Size	0.226 acres (9,845 sqft)
Owner	2 Owner Names on File
Last Sale	$140,000 (Nov 2005)
Tax Bill	$4,438 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`540-0020-0210-00`

Property Details

APN / Parcel Number

Primary APN	`540-0020-0210-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,167 sqft Living Area
1st Floor Area	1,192 sqft
2nd Floor Area	975 sqft

Exterior

Year Built	Built 1969
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	9,845 sqft (0.226 acres)
Lot Dimensions	120 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	227 SILVERSPRING DR
City	CINCINNATI
State	OH
Zip	45238-6118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVERHILL TER 96.89 X 120.50 IRR-LOT 218 DELSHIRE SUB BLK D PT 1
Legal Subdivision	DELSHIRE SUB
Legal Block	D
Legal Lot Number	218
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1002
Census Tract	21422

Owner

Source: Hamilton County records · APN 540-0020-0210-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	227 SILVERSPRING DR, CINCINNATI, OH 45238-6118
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 08, 2005 · Amount on Record
Deed Sale	Nov 08, 2005 · Amount on Record
Deed Document Number	73554
Record Updated	Jun 08, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	227 SILVERSPRING DR, CINCINNATI, OH 45238-6118
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114158
Date	Dec 15, 2017
Instrument	17-0114158

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	FRANKLIN, TN 37067

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2033

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,438.00 (+2.52%)	$74,666 (-) Land $9,923 Building $64,743
2024	$4,329.00 (-0.32%)	$74,666 (-) Land $9,923 Building $64,743
2023	$4,343.00 (+25.12%)	$74,666 (+40.75%) Land $9,923 Building $64,743	$213,330 (+40.75%) Land $28,350 Building $184,980
2022	$3,471.00 Homeowner's exemption	$53,050 Land $9,653 Building $43,397
2020			$151,570 Land $27,580 Building $123,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610214221, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1998, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.