Hamilton County property record for 223 Silverspring Dr, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,650 sqft · built 1970 |
| Lot Size | 0.256 acres (11,151 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $123,750 (Dec 2013) |
| Tax Bill | $3,985 (2025) |
| Deeds & Mortgages | Nov 2024 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0020-0272-00 |
| Primary APN | 540-0020-0272-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,650 sqft Living Area |
| Gross Area | 2,404 sqft |
| 1st Floor Area | 624 sqft |
| 2nd Floor Area | 676 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 350 sqft |
| Unfinished Basement | 274 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 11,151 sqft (0.256 acres) |
| Lot Dimensions | 132 ft deep x 73.5 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 223 SILVERSPRING DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-6118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CCUP |
| Legal Description | SILVERSPRING DR 73.51 X 132.81 IRR-LOT 246 DELSHIRE SUB BLK E |
| Legal Subdivision | DELSHIRE SUB |
| Legal Block | E |
| Legal Lot Number | 246 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21422 |
Source: Hamilton County records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 223 SILVERSPRING DR, CINCINNATI, OH 45238-6118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional with PMI PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2013 · Amount on Record |
| Deed Sale | Dec 23, 2013 · Amount on Record |
| Prior Sale | Feb 17, 1999 · Amount on Record |
| Deed Document Number | 2013166982 |
| Deed Book / Page | 12493 / 437 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 223 SILVERSPRING DR, CINCINNATI, OH 45238-6118 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 223 SILVERSPRING DR, CINCINNATI, OH 45238-6118 |
| Document Number | 0000080140 |
|---|---|
| Date | Nov 12, 2024 |
| Book Page | 15291/200 |
| Instrument | 2024-0080140 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 10, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 223 SILVERSPRING DR, CINCINNATI, OH 45238-6118 |
| Document Number | 0000053435 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 223 SILVERSPRING DR CINCINNATI OH 452386118, CINCINNATI, OH 45238-6118 |
| Document Number | 0000053435 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 014184/001488 |
| Instrument | 53435 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,985.00 (+2.52%) | $67,015 (-) Land $9,471 Building $57,544 | $191,470 (-) Land $27,060 Building $164,410 |
| 2024 | $3,887.00 (-0.31%) | $67,015 (-) Land $9,471 Building $57,544 | |
| 2023 | $3,899.00 (+26.06%) | $67,015 (+41.86%) Land $9,471 Building $57,544 | $191,470 (+41.86%) Land $27,060 Building $164,410 |
| 2022 | $3,093.00 Homeowner's exemption | $47,240 Land $9,223 Building $38,017 | |
| 2020 | $134,970 Land $26,350 Building $108,620 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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