227 Polynesia Ct, Marco Island, FL 34145 Property Records

Collier County property record for 227 Polynesia Ct, Marco Island, FL 34145

Property Summary

Property Type	Single Family Home
Details	3,793 sqft · built 2023
Lot Size	0.38 acres (16,553 sqft)
Owner	Company Name on Record
Last Sale	$1,590,000 (Jun 2019)
Tax Bill	$51,692 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2021 Construction Loan + 4 more
Flood Zone	Zone AE (high risk)
APN	`772500 47 287B16`

Property Details

APN / Parcel Number

Primary APN	`772500 47 287B16`
Alternative APN	`56788960005`

Interior

Stories	1 Story
Building Area	3,793 sqft Living Area
1st Floor Area	2,619 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Masonry / Concrete Block
Lot Area	16,553 sqft (0.38 acres)
View / Lot	Waterfront
Pool Area	392 sqft
Deck Area	535 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	227 POLYNESIA CT
City	MARCO ISLAND
State	FL
Zip	34145-3825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MARCO
Legal Description	MARCO BCH UNIT 2 BLK 47 LOT 28 + THAT PORTION OF LOT 29 DESC AS FOLL:BEG AT SW CNR OF SAID LOT 29, N 50 DEG E 130FT TO NW CNR OF SAID LOT 29, S 9 DEG W 26.52FT, S 49 DEG W 114.41FT TO A PT ON A CURVE AND SLY LI OF SAID LOT 29, NWLY 21.16FT ALG ARC OF
Legal Range	26
Legal Township	52
Legal Section	16
Legal Subdivision	MARCO BEACH UNIT 2
Legal Tract	772500
Legal Block	47
Legal Lot Number	28
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	MARCO ISLAND
Census Block Group	1
Census Block	1014
Census Tract	10902

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	101 W 3RD ST, 5, WILLIAMSPORT, PA 17701-6413
Owner Type	Company
Vesting	Survivorship Marital Property

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Jul 19, 2021	Deed of Trust, Mortgage · Construction Mortgage M & T BANK
Jun 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Jun 24, 2019	Correction Deed ATTORNEY ONLY
Jun 17, 2019	Warranty Deed, Transfer · ARM M & T BANK
Mar 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Prior Sale	Jan 15, 2015 · Amount on Record
Deed Document Number	20195727688
Deed Book / Page	5642 / 1764
Prior Transfer Date	Jun 30, 1997
Prior Transfer Doc	2332003090
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	227 POLYNESIA CT, MARCO ISLAND, FL 34145-3825
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	376 SELKIRK RD, WILLIAMSPORT, PA 17701-1880

Mortgage

Document Number	0062751956
Date	Aug 7, 2023
Book Page	6275/1956
Instrument	6437458

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Sep 1, 2033
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	10.5%
Index	1-Year T-Bill
Max Rate	10.5%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	227 POLYNESIA CT, MARCO ISLAND, FL 34145-3825
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	376 SELKIRK RD, WILLIAMSPORT, PA 17701-1880

Mortgage

Document Number	0059833115
Date	Jul 19, 2021
Book Page	5983/3115
Instrument	6097794

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jun 7, 2022

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	227 POLYNESIA CT, MARCO ISLAND, FL 34145-3825
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059632242
Date	Jun 12, 2021
Book Page	5963/2242
Instrument	6076575

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 7, 2022

June 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 24, 2019
Property Address	227 POLYNESIA CT, MARCO ISLAND, FL 34145-3825
Document Number	0056443342
Book / Page	005644 / 003342
Instrument Date	May 6, 2019
Instrument	5730397
Record Updated	Jul 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1500 SYCAMORE RD #120 MONTOURSVILLE PA 177549303, 120, MONTOURSVILLE, PA 17754-9303

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 17, 2019
Property Address	227 POLYNESIA CT, MARCO ISLAND, FL 34145-3825
Document Number	0056421764
Book / Page	5642 / 1764
Map Reference	MB 6 PG 31
Instrument Date	May 6, 2019
Instrument	5727688
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1109 BLUE HILL DRIVE, 1109, MARCO ISLAND, FL 34145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 SYCAMORE RD STE 120, 120, MONTOURSVILLE, PA 17754-9303
Investor	Possibly a Property Investor

Mortgage

Document Number	0056421766
Date	Jun 17, 2019
Instrument	5642-1766

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 28, 2017
Property Address	227 POLYNESIA CT, MARCO ISLAND, FL 34145-3825
Document Number	0053761271
Book / Page	005376 / 001271
Instrument Date	Mar 20, 2016
Instrument	5383815
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	227 POLYNESIA CT MARCO ISLAND FL 341453825, MARCO ISLAND, FL 34145-3825

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Marco Island City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,224,865 (+1%)	$6,410,894 (+13.29%) Land $2,450,385 Building $3,960,509
2025	$51,692.00 (-4.48%)	$5,658,968 (+195.87%) Land $2,658,045 Building $3,000,923	$5,658,968 (+60.72%) Land $2,658,045 Building $3,000,923
2024	$54,116.00 (+115.38%)
2023	$25,126.00 (+17.6%)	$1,912,668 (+1%)	$3,520,954 (+36.67%) Land $3,422,233 Building $98,721
2022	$21,365.00	$1,738,789	$2,576,283 Land $2,483,611 Building $92,672

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 576 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	648 units insured incl. 72 condo units
Nearby Flood Claims	193 (1985–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 43 claims Hurricane Ian, Sep 2022 · 40 claims Hurricane Irma, Sep 2017 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARCO ISLAND UTILITIES (CITY OF) private · serves 31,830 people · EPA ID FL5110183
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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