245 Polynesia Ct, Marco Island, FL 34145 Property Records

Collier County property record for 245 Polynesia Ct, Marco Island, FL 34145

Property Summary

Property TypeSingle Family Home
Details3,063 sqft · built 2021
Lot Size0.34 acres (14,810 sqft)
OwnerCompany Name on Record
Last Sale$4,150,000 (Dec 2021)
Tax Bill$34,889 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN772500 47 257B16

Property Details

APN / Parcel Number

Primary APN772500 47 257B16
Alternative APN
  • 56788860008

Interior

Building Area3,063 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Construction TypeMasonry / Concrete Block
Lot Area14,810 sqft (0.34 acres)
Pool Area612 sqft
Deck Area1,836 sqft

Location & Zoning

Street Address245 POLYNESIA CT
CityMARCO ISLAND
StateFL
Zip34145-3825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMARCO BCH UNIT 2 BLK 47 LOT 25
Legal Range26
Legal Township52
Legal Section16
Legal SubdivisionMARCO BEACH UNIT 2
Legal Block47
Legal Lot Number25
Legal Unit2
JurisdictionCOLLIER FL
Township / Civil DivisionMARCO ISLAND
Census Block Group1
Census Block1014
Census Tract10902

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address245 POLYNESIA CT, MARCO ISLAND, FL 34145-3825
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2021Warranty Deed, Transfer · Conventional Mortgage
TD BANK NA
Jul 2, 2020Warranty Deed, Transfer
DAVID COSTELLO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2021 · Amount on Record
Deed SaleDec 1, 2021 · Amount on Record
Prior SaleJul 2, 2020 · Amount on Record
Deed Document Number20216166098
Deed Book / Page6048 / 1509
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateDec 1, 2021
Property Address245 POLYNESIA CT, MARCO ISLAND, FL 34145-3825
Document Number0060481509
Book / Page6048 / 1509
Map ReferenceMB 6 PG 25
Instrument DateSep 30, 2021
Instrument6166098
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$29,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 95, EAST PETERSBURG, PA 17520-0095

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 CHICKERING RD, SPENCER, MA 01562-2820

Mortgage

Document Number60481513
DateDec 1, 2021
Instrument6048/1513
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJul 2, 2020
Property Address245 POLYNESIA CT, MARCO ISLAND, FL 34145-3825
Document Number0057830552
Book / Page005783 / 000552
Instrument DateJun 30, 2020
Instrument5888570
Transaction TypeTransfer
Record UpdatedJul 21, 2020
Title CompanyPARADISE COAST TITLE AND ESCROW, PARADISE COAST TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,311.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 95 EAST PETERSBURG PA 175200095, EAST PETERSBURG, PA 17520-0095

Mortgage

Document Number57830554
DateJul 2, 2020
Book Page005783/000554
Instrument5888571
Lender
NameDAVID COSTELLO
AddressPO BOX 95, EAST PETERSBURG, PA 17520-0095
Agreement
AmountAmount Recorded
Term24 Months
DueJul 1, 2022
Interest
Rate1%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
MunicipalityMarco Island City
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,957,860 (+2.7%)$4,401,989 (+14.22%) Land $2,205,715 Building $2,196,274
2025$34,889.00 (-26.63%) Homeowner's exemption Widower's exemption$3,853,807 (-17.77%) Land $2,392,640 Building $1,461,167$3,853,807 (-29.23%) Land $2,392,640 Building $1,461,167
2023$47,549.00 (+12.11%)$4,686,786 (+12.66%)$5,445,548 (+30.9%) Land $3,080,524 Building $2,365,024
2022$42,413.00$4,159,992 Land $2,347,404 Building $1,812,588$4,159,992 Land $2,347,404 Building $1,812,588

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 576 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies648 units insured
incl. 72 condo units
Nearby Flood Claims193 (1985–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 43 claims
  • Hurricane Ian, Sep 2022 · 40 claims
  • Hurricane Irma, Sep 2017 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARCO ISLAND UTILITIES (CITY OF)
private · serves 31,830 people · EPA ID FL5110183
Water SourceSurface water
Last State InspectionFeb 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Summit Broadband
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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