Monroe County property record for 222 Mockingbird Ln, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,461 sqft · built 2001 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $297,900 (Feb 2024) |
| Tax Bill | $4,647 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2024 Sale & Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-26-233-015-000 |
| Primary APN | 07-26-233-015-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,461 sqft Living Area |
| 1st Floor Area | 1,461 sqft 1st Floor |
| Basement Area | 1,461 sqft Basement |
| Unfinished Basement | 1,461 sqft Unfinished |
| Stories | 1 Story |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Frame |
| Lot Area | 12,197 sqft (0.28 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 720 sqft Driveway |
| Garage Area | 576 sqft Garage |
| Patio Area | 144 sqft Patio |
| Porch | Slab |
| Porch Area | 75 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 222 MOCKINGBIRD LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 WESTVIEW ACRES PHASE III |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | WESTVIEW ACRES |
| Legal Lot Number | 15 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 17 |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 600402 |
Source: Monroe County records · APN 07-26-233-015-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 222 MOCKINGBIRD LN, WATERLOO, IL 62298-1268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK |
| Feb 29, 2024 | Warranty Deed, Construction Loan · Construction Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Dec 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Apr 12, 2019 | Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 29, 2024 · Amount on Record |
| Deed Sale | Feb 29, 2024 · Amount on Record |
| Deed Document Number | 2024432267 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 222 MOCKINGBIRD LN, WATERLOO, IL 62298-1268 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000440851 |
|---|---|
| Date | Jan 12, 2026 |
| Instrument | 440851 |
| Name | ASSOCIATED BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.88% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Feb 29, 2024 |
| Property Address | 222 MOCKINGBIRD LN, WATERLOO, IL 62298-1268 |
| Document Number | 0000432267 |
| Instrument Date | Feb 28, 2024 |
| Instrument | 432267 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 13, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $447.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 222 MOCKINGBIRD LN, WATERLOO, IL 62298-1268 |
| Document Number | 0000432268 |
|---|---|
| Date | Feb 29, 2024 |
| Instrument | 432268 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 222 MOCKINGBIRD LN, WATERLOO, IL 62298-1268 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000413488 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 413488 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 222 MOCKINGBIRD LN, WATERLOO, IL 62298-1268 |
| Document Number | 0000401067 |
| Instrument Date | Apr 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2019 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|---|
| Address | 222 MOCKINGBIRD LN WATERLOO IL 622981268, WATERLOO, IL 62298-1268 |
| Document Number | 0000401067 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 401067 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 24, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $90,650 (+25.99%) Land $16,790 Building $73,860 | $271,950 (+25.99%) Land $50,370 Building $221,580 | |
| 2024 | $4,647.00 | ||
| 2022 | Additional exemption filed | $71,950 Land $15,410 Building $56,540 | $215,850 Land $46,230 Building $169,620 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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