227 Middle St, New Bern, NC 28560 Property Records

Craven County property record for 227 Middle St, New Bern, NC 28560

Property Summary

Property TypeRestaurant
Details10,000 sqft · built 1900
Lot Size0.244 acres (10,625 sqft)
OwnerCompany Name on Record
Tax Bill$8,927 (2026)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN8-001-C-058

Property Details

APN / Parcel Number

Primary APN8-001-C-058
Alternative APN
  • 56131

Interior

Building Area10,000 sqft Total Area
1st Floor Area11,000 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeWood Truss
Roof MaterialWood Shingle
Lot Area10,625 sqft (0.244 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number56131
Street Address227 MIDDLE ST
CityNEW BERN
StateNC
Zip28560-2141
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Local Zoning CodeNC1
Legal Description225-27 MIDDLE
Legal SubdivisionNEW BERN
JurisdictionCRAVEN NC
Township / Civil Division8
Census Block Group1
Census Block1017
Census Tract960900

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1311 N CRAVEN ST, NEW BERN, NC 28560-3249
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 15, 2009
Transfer Doc2865/0507
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address227 MIDDLE ST, NEW BERN, NC 28560-2141
Transaction TypeMortgage
Record UpdatedAug 28, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3625/1818
DateAug 13, 2020
Book Page3625/1818
Instrument10059294
Lender
NameCOASTAL BANK & TRUST
TypeBank
AddressMOREHEAD CITY, NC 28557
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityNew Bern City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,927.00 (+3.17%)$913,740 (-) Land $297,540 Building $616,200$913,740 (-) Land $297,540 Building $616,200
2025$8,653.00 (+1.07%)$913,740 (-) Land $297,540 Building $616,200$913,740 (-) Land $297,540 Building $616,200
2023$8,561.00 (-3.57%)$913,740 (+21.4%) Land $297,540 Building $616,200$913,740 (+21.4%) Land $297,540 Building $616,200
2022$8,878.00$752,640 Land $308,040 Building $444,600
2018$752,640 Land $308,040 Building $444,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 222 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies383 units insured
incl. 161 condo units
Nearby Flood Claims414 (1979–2023)
Claims Outside the SFHA24 of 414
Most Recent ClaimAug 2023 · other causes
Claims by Event
  • Hurricane Florence, Sep 2018 · 187 claims
  • Hurricane Irene, Aug 2011 · 72 claims
  • Hurricane Fran, Oct 1996 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NEW BERN
serves 37,884 people · EPA ID NC0425010
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Verizon
Fixed Wireless
300 / 20

May also be available: Brightspeed, Optimum, T-Mobile.

Nearby Properties on Middle St

Nearby Streets

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