221 Middle St, New Bern, NC 28560 Property Records

Craven County property record for 221 Middle St, New Bern, NC 28560

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,712 sqft · built 1900
Lot Size	0.186 acres (8,122 sqft)
Owner	Company Name on Record
Last Sale	$750,000 (Oct 2022)
Tax Bill	$7,204 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-001-C-060`

Property Details

APN / Parcel Number

Primary APN	`8-001-C-060`
Alternative APNs	`6406301` `110846`

Interior

Building Area	5,712 sqft Total Area
1st Floor Area	6,160 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Wood Truss
Roof Material	Wood Shingle
Lot Area	8,122 sqft (0.186 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	110846
Street Address	221 MIDDLE ST
City	NEW BERN
State	NC
Zip	28560-2141
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	NC1
Legal Description	221 MIDDLE
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	1
Census Block	1017
Census Tract	960900

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6106 MACARTHUR BLVD, 103, BETHESDA, MD 20816-3204
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Oct 21, 1993
Deed Document Number	202210104663
Deed Book / Page	3744 / 1694
Record Updated	Oct 29, 2026

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 18, 2022
Property Address	221 MIDDLE ST, NEW BERN, NC 28560-2141
Document Number	03744/1694
Book / Page	3744 / 1694
Instrument Date	Oct 3, 2022
Instrument	10104663
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4416 OLD CHERRY POINT RD, NEW BERN, NC 28560-8003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6106 MACARTHUR BLVD STE 103, 103, BETHESDA, MD 20816-3204

Mortgage

Document Number	0037441697
Date	Oct 18, 2022
Instrument	3744/1697

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,204.00 (+3.16%)	$737,440 (-) Land $242,340 Building $495,100	$737,440 (-) Land $242,340 Building $495,100
2025	$6,983.00 (+1.07%)	$737,440 (-) Land $242,340 Building $495,100	$737,440 (-) Land $242,340 Building $495,100
2023	$6,909.00 (+43.91%)	$737,440 (+81.19%) Land $242,340 Building $495,100	$737,440 (+81.19%) Land $242,340 Building $495,100
2022	$4,801.00	$407,000 Land $266,800 Building $140,200
2018			$407,000 Land $266,800 Building $140,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 222 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	383 units insured incl. 161 condo units
Nearby Flood Claims	414 (1979–2023)
Claims Outside the SFHA	24 of 414
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 187 claims Hurricane Irene, Aug 2011 · 72 claims Hurricane Fran, Oct 1996 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Optimum, T-Mobile.

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