227 Maple St, Bennett, IA 52721 Property Records

Cedar County property record for 227 Maple St, Bennett, IA 52721

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,748 sqft · built 1900
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on Record
Last Sale	$3,625 (Dec 2020)
Tax Bill	$1,114 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`037012161120020`

Property Details

APN / Parcel Number

Primary APN	`037012161120020`
Alternative APN	`37003701216112002000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,748 sqft Living Area
Basement Area	371 sqft
Unfinished Basement	371 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Other
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,498 sqft (0.241 acres)
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	74 sqft
Deck Area	96 sqft
Patio Area	174 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	227 MAPLE ST
City	BENNETT
State	IA
Zip	52721-7733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 & N 1/2 LOT 9 BLK 5
Legal Subdivision	BENNETT
Legal Block	5
Legal Lot Number	8
Jurisdiction	CEDAR IA
Township / Civil Division	INLAND
Census Block Group	1
Census Block	1081
Census Tract	450400

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	227 MAPLE ST, BENNETT, IA 52721-7733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL CO
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage MARINE CU
Dec 17, 2020	Quit Claim Deed, Transfer · Conventional Mortgage MARINE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2020 · Amount on Record
Deed Sale	Dec 17, 2020 · Amount on Record
Prior Sale	Dec 7, 2020 · Amount on Record
Deed Document Number	20204426
Deed Book / Page	1561 / 184
Prior Transfer Date	Dec 11, 2020
Prior Transfer Doc	001561/184
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	227 MAPLE ST, BENNETT, IA 52721-7733
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001626/199
Date	Dec 17, 2021
Book Page	1626/199
Instrument	2021 4826

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	227 MAPLE ST, BENNETT, IA 52721-7733
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001615/263
Date	Oct 7, 2021
Book Page	1615/263
Instrument	2021 3924

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 29, 2024

Interest

Rate Type	Fixed Rate

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CEDAR IA
Recording Date	Dec 17, 2020
Property Address	227 MAPLE ST, BENNETT, IA 52721-7733
Document Number	001561/184
Book / Page	1561 / 184
Instrument Date	Dec 8, 2020
Instrument	2020 4426
Transaction Type	Transfer
Record Updated	Sep 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 MAPLE ST, BENNETT, IA 52721-7733

Mortgage

Document Number	001561/185
Date	Dec 17, 2020
Book Page	1561/185
Instrument	2020 4427

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 22, 2035

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	9.61%
Max Rate At Change	11.6%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Bennett City
Unified School District	Bennett Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,114.00	$79,850 (-) Land $15,000 Building $64,850	$79,850 (-) Land $15,000 Building $64,850
2025	$1,114.00 (+8.16%)	$79,850 (+23.43%) Land $15,000 Building $64,850	$79,850 (+23.43%) Land $15,000 Building $64,850
2024	$1,030.00 (+20.89%)
2023		$64,690 (+30.21%) Land $15,000 Building $49,690	$64,690 (+30.21%) Land $15,000 Building $49,690
2022	$852.00	$49,680 Land $13,130 Building $36,550
2021			$49,680 Land $13,130 Building $36,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENNETT WATERWORKS serves 347 people · EPA ID IA1603005
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	60 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
F&B Communications Fiber	2,000 / 2,000

May also be available: Nextlink.

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