Harford County property record for 227 Kearney Dr, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,288 sqft · built 1966 |
| Lot Size | 0.251 acres (10,925 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,252 (2026) |
| Deeds & Mortgages | Jun 2019 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-146394 |
| Primary APN | 01-146394 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,288 sqft Total Area |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,925 sqft (0.251 acres) |
| Garage Type | Basement |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | Deck Area |
| Patio Area | 276 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 146394 |
|---|---|
| Street Address | 227 KEARNEY DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 39 BK 47 10925 SF 227 KEARNEY DRIVE JOPPATOWNE S5 PT 16/43 |
| Legal Subdivision | JOPPATOWNE PART THREE SECTION V |
| Legal Block | 47 |
| Legal Lot Number | 39 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 301401 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 227 KEARNEY DR, JOPPA, MD 21085-4631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage FIDELITY DIRECT MORTGAGE LLC |
| Oct 10, 2017 | Deed, Transfer · FHA Mortgage FIDELITY DIRECT MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2019 |
| Deed Sale | Jun 26, 2019 |
| Prior Sale | Oct 10, 2017 · Amount on Record |
| Deed Book / Page | 13325 / 447 |
| Prior Transfer Date | May 24, 2019 |
| Prior Transfer Doc | 0133250447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 26, 2019 |
| Property Address | 227 KEARNEY DR, JOPPA, MD 21085-4631 |
| Document Number | 0133250447 |
| Book / Page | 13325 / 0447 |
| Map Reference | MB GRG 16 FO 80 |
| Instrument Date | May 24, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | FIRST TITLE & ESCROW INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Document Number | 0013325454 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 13325/454 |
| Name | FIDELITY DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 10, 2017 |
| Property Address | 227 KEARNEY DR, JOPPA, MD 21085-4631 |
| Document Number | 0125470176 |
| Book / Page | 12547 / 0176 |
| Map Reference | MB GRG16 FO80 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 12547-0176 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 227 KEARNEY DR, JOPPA, MD 21085-4631 |
| Document Number | 125470182 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 12547-0182 |
| Name | FIDELITY DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,252.00 (+11.64%) Homeowner's exemption | $298,433 (+5.5%) | $314,000 (-) Land $69,400 Building $244,600 |
| 2025 | $2,913.00 (+7.02%) Homeowner's exemption | $282,867 (+8.21%) | $314,000 (+17.47%) Land $69,400 Building $244,600 |
| 2023 | $261,400 | $267,300 Land $69,400 Building $197,900 | |
| 2022 | $2,722.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1978–2014) |
| Claims Outside the SFHA | 8 of 13 |
| Most Recent Claim | Jun 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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