226 Kearney Dr, Joppa, MD 21085 Property Records

Harford County property record for 226 Kearney Dr, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,148 sqft · built 1977
Lot Size	0.212 acres (9,248 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Feb 2026)
Tax Bill	$2,692 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`01-133071`

Property Details

APN / Parcel Number

Primary APN	`01-133071`
Alternative APNs	`1133071` `133071`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,148 sqft Total Area
Basement Area	741 sqft
Finished Basement	741 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,248 sqft (0.212 acres)
Garage Type	Basement
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	228 sqft
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	133071
Street Address	226 KEARNEY DR
City	JOPPA
State	MD
Zip	21085-4609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 BK 50A 9248 SF 226 KEARNEY DRIVE JOPPATOWNE S5 PT 34/48
Legal Subdivision	JOPPATOWNE
Legal Block	50A
Legal Lot Number	4
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3009
Census Tract	301401

Owner

Source: Harford County records · APN 01-133071

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	226 KEARNEY DR, JOPPA, MD 21085-4609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 07, 2023	Deed of Trust, Mortgage · FHA Mortgage RIGHTPATH SERVICING
Feb 09, 2026	Deed, Transfer · Second Mortgage (Down Payment) DIRECT MORTGAGE LOANS LLC
May 03, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 03, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 09, 2026 · Amount on Record
Deed Sale	Feb 09, 2026 · Amount on Record
Prior Sale	Jul 24, 2014 · Amount on Record
Deed Book / Page	16996 / 140
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	226 KEARNEY DR, JOPPA, MD 21085-4609
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 KEARNEY DR, JOPPA, MD 21085-4609

Mortgage

Document Number	0159930121
Date	Aug 07, 2023
Book Page	15993/121

Lender

Name	RIGHTPATH SERVICING
Type	Non-Lending Institution
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Jul 01, 2063

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 09, 2026
Property Address	226 KEARNEY DR, JOPPA, MD 21085-4609
Document Number	0169960140
Book / Page	16996 / 140
Map Reference	MB HDC 34 FO 48
Instrument Date	Jan 16, 2026
Transaction Type	Transfer
Record Updated	Feb 18, 2026
Title Company	RE TITLE SERVICES LLC, RAVEN TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	226 KEARNEY DR, JOPPA, MD 21085-4609
Investor	Possibly a Property Investor

Mortgage

Document Number	0016996171
Date	Feb 09, 2026
Instrument	16996/171

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	226 KEARNEY DR, JOPPA, MD 21085-4609
Document Number	0132960432
Instrument Date	May 03, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	226 KEARNEY DR JOPPA MD 210854609, JOPPA, MD 21085-4609

Mortgage

Document Number	0132960432
Date	Jun 07, 2019
Book Page	013296/000432

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 06, 2049

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Property Address	226 KEARNEY DR, JOPPA, MD 21085-4609
Document Number	0132960424
Instrument Date	May 03, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	226 KEARNEY DR JOPPA MD 210854609, JOPPA, MD 21085-4609

Mortgage

Document Number	0132960424
Date	Jun 07, 2019
Book Page	013296/000424

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 06, 2049

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,200 (+5.4%)	$289,300 (-) Land $69,300 Building $220,000
2025	$2,692.00 (+5.03%) Homeowner's exemption	$261,100 (+8.06%)	$289,300 (+17.13%) Land $69,300 Building $220,000
2023		$241,633	$247,000 Land $69,300 Building $177,700
2022	$2,563.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1978–2014)
Claims Outside the SFHA	8 of 13
Most Recent Claim	Jun 2014, other causes
Claims By Storm	Hurricane Isabel, Sep 2003 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 301 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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