227 Elm St, Salisbury, NC 28144 Property Records

Rowan County property record for 227 Elm St, Salisbury, NC 28144

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,683 sqft · built 1913
Lot Size0.241 acres (10,498 sqft)
OwnerIndividual Name on Record
Last Sale$87,500 (Jun 2017)
Tax Bill$2,178 (2026)
Deeds & MortgagesJan 2023 Transfer
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN013 299

Property Details

APN / Parcel Number

Primary APN013 299
Alternative APN
  • 6344075

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,683 sqft Living Area
1st Floor Area1,683 sqft

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 2005
Exterior MaterialWood Siding
Lot Area10,498 sqft (0.241 acres)
Lot Dimensions17.5 ft deep x 6 ft wide
PorchPorch
Porch Area501 sqft
Storage Building96 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address227 ELM ST
CitySALISBURY
StateNC
Zip28144-6117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL12
Legal SubdivisionSURVEY OF JAMES P MORTON
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group2
Census Block2025
Census Tract50300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Fulton Heights Historic District
listed 1999 · 441 contributing resources · NRIS 99000394

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address227 ELM ST, SALISBURY, NC 28144-6117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2023Intrafamily Transfer, Transfer
Jun 30, 2017Warranty Deed, Transfer · VA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2017 · Amount on Record
Deed SaleJun 30, 2017 · Amount on Record
Prior SaleApr 6, 2010 · Amount on Record
Deed Book / Page1292 / 410
Last Transfer DateJan 14, 2023
Transfer Doc0014170270
Record UpdatedOct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROWAN NC
Recording DateJan 27, 2023
Property Address227 ELM ST, SALISBURY, NC 28144-6117
Document Number0014170270
Book / Page1417 / 270
Instrument DateJan 14, 2023
Transaction TypeTransfer
Record UpdatedFeb 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address227 ELM ST, SALISBURY, NC 28144-6117

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 ELM ST, SALISBURY, NC 28144-6117

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJun 30, 2017
Property Address227 ELM ST, SALISBURY, NC 28144-6117
Document Number0012920410
Book / Page001292 / 000410
Instrument DateJun 30, 2017
Transaction TypeTransfer
Record UpdatedJul 14, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$175.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 ELM ST SALISBURY NC 281446117, SALISBURY, NC 28144-6117

Mortgage

Document Number12920411
DateJun 30, 2017
Book Page001292/000411
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 29, 2047

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySalisbury City
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,178.00$182,162 (-) Land $21,420 Building $160,742$182,162 (-) Land $21,420 Building $160,742
2025$2,178.00$182,162 (-) Land $21,420 Building $160,742
2023$2,178.00$182,162 Land $21,420 Building $160,742$182,162 Land $21,420 Building $160,742

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims8 (2009–2018)
Claims Outside the SFHA5 of 8
Most Recent ClaimOct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people · EPA ID NC0180010
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
5,000 / 5,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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