221 Elm St, Salisbury, NC 28144 Property Records

Rowan County property record for 221 Elm St, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,004 sqft · built 1925
Lot Size	0.181 acres (7,884 sqft)
Owner	Individual Name on File
Last Sale	$57,000 (Feb 2017)
Tax Bill	$1,074 (2026)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013 419`

Property Details

APN / Parcel Number

Primary APN	`013 419`
Alternative APN	`6208792`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,004 sqft Living Area
1st Floor Area	1,004 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Lot Area	7,884 sqft (0.181 acres)
Lot Dimensions	17.5 ft deep x 4.5 ft wide
Porch	Porch
Porch Area	204 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	221 ELM ST
City	SALISBURY
State	NC
Zip	28144-6117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ROBERT H JOHNSON PROPERTY
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2025
Census Tract	50300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fulton Heights Historic District listed 1999 · 441 contributing resources · NRIS 99000394

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

221 Elm St is owned by an individual who bought it in February 2017.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	931 S FULTON ST, SALISBURY, NC 28144-5361
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2017 · Amount on File
Deed Sale	Feb 9, 2017 · Amount on File
Prior Sale	Nov 13, 2008 · Amount on File
Deed Book / Page	1284 / 709
Prior Transfer Date	Sep 16, 2016
Prior Transfer Doc	0012770138
Record Updated	Oct 29, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 9, 2017
Property Address	221 ELM ST, SALISBURY, NC 28144-6117
Document Number	0012840709
Book / Page	001284 / 000709
Instrument Date	Feb 9, 2017
Transaction Type	Transfer
Record Updated	Feb 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 S FULTON ST SALISBURY NC 281445361, SALISBURY, NC 28144-5361

Mortgage

Document Number	12840710
Date	Feb 9, 2017
Book Page	001284/000710

Lender

Name	KATHLEEN RUSSO
Address	224 FERNCLIFF DR, SALISBURY, NC 28147-7211
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	Feb 8, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 221 Elm St was $1,074.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,074.00	$89,807 (-) Land $16,065 Building $73,742	$89,807 Land $16,065 Building $73,742
2025	$1,074.00	$89,807 Land $16,065 Building $73,742
2023	$1,074.00	$89,807 Land $16,065 Building $73,742	$89,807 Land $16,065 Building $73,742

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	8 (2009–2018)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Oct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20