227 E Main St, Saltville, VA 24370 Property Records

Smyth County property record for 227 E Main St, Saltville, VA 24370

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,360 sqft · built 1900
Lot Size	0.83 acres (36,177 sqft)
Owner	Individual Name on Record
Tax Bill	$1,241 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28A8-4-8`

Property Details

APN / Parcel Number

Primary APN	`28A8-4-8`
Alternative APN	`33715`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,360 sqft Living Area
Gross Area	3,165 sqft
1st Floor Area	1,416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	36,177 sqft (0.83 acres)
Porch	Porch
Porch Area	249 sqft
Deck Area	736 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	33715
Street Address	227 E MAIN ST
City	SALTVILLE
State	VA
Zip	24370-2720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E MAIN ST LOT 8 SEC 4 28A8 4 8
Legal Subdivision	C P ATKINS SUB
Legal Lot Number	8
Jurisdiction	SMYTH VA
Township / Civil Division	SALTVILLE
Census Block Group	4
Census Block	4002
Census Tract	30200

Owner

Source: Smyth County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 525, SALTVILLE, VA 24370-0525
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF MARION
Dec 9, 2025	Deed of Trust, Mortgage · Closed-End Mortgage THE BANK OF MARION
Nov 10, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE BANK OF MARION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Recording Date	Aug 25, 2026
Property Address	227 E MAIN ST, SALTVILLE, VA 24370-2720
Document Number	0000001954
Book / Page	1113 / 9345
Instrument Date	Jul 30, 2026
Instrument	20261954
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 E MAIN ST, SALTVILLE, VA 24370-2720

Mortgage

Document Number	0000001954,
Date	Aug 25, 2026
Book Page	1113/9345
Instrument	20261954

Lender

Name	BANK OF MARION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2056

Interest

Rate Type	Fixed Rate
Rate	9.59%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	227 E MAIN ST, SALTVILLE, VA 24370-2720
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 E MAIN ST, SALTVILLE, VA 24370-2720

Mortgage

Document Number	01112/7845
Date	Dec 9, 2025
Book Page	1112/7845
Instrument	250002738

Lender

Name	THE BANK OF MARION
Type	Bank
Address	SALTVILLE, VA 24370

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 14, 2055

Interest

Rate Type	Adjustable Rate
Rate	8.84%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	227 E MAIN ST, SALTVILLE, VA 24370-2720
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001093/380
Date	Nov 10, 2022
Book Page	1093/380
Instrument	220002862

Lender

Name	THE BANK OF MARION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2052

Interest

Rate Type	Fixed Rate
Rate	7.74%

Tax Assessment & Valuation

Source: Smyth County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Smyth County
Municipality	Saltville Town
Unified School District	Smyth County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,241.00 (+16.97%)	$179,900 (-) Land $18,000 Building $161,900	$179,900 (-) Land $18,000 Building $161,900
2025	$1,061.00 (+29.55%)	$179,900 (+62.36%) Land $18,000 Building $161,900	$179,900 (+62.36%) Land $18,000 Building $161,900
2023	$819.00	$110,800 Land $15,000 Building $95,800	$110,800 Land $15,000 Building $95,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2003)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Nov 2003 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Nov 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SALTVILLE serves 2,204 people · EPA ID VA1173723
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb
Copper	1.36 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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