226 E Main St, Saltville, VA 24370 Property Records

Smyth County property record for 226 E Main St, Saltville, VA 24370

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,989 sqft · built 1955
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$32,000 (Aug 2018)
Tax Bill	$881 (2026)
Deeds & Mortgages	Nov 2022 Refinance Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28A8-3-4A`

Property Details

APN / Parcel Number

Primary APN	`28A8-3-4A`
Alternative APN	`34801`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,989 sqft Living Area
Gross Area	2,436 sqft
1st Floor Area	1,115 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Area	230 sqft
Porch	Porch
Porch Area	285 sqft
Deck Area	162 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	34801
Street Address	226 E MAIN ST
City	SALTVILLE
State	VA
Zip	24370-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	226 E MAIN ST PART LOT 4 28A8 3 4A
Legal Subdivision	SALTVILLE
Legal Lot Number	4
Jurisdiction	SMYTH VA
Township / Civil Division	SALTVILLE
Census Block Group	4
Census Block	4021
Census Tract	30200

Owner

226 E Main St is owned and occupied by two individuals who acquired it in August 2018.

Source: Smyth County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	226 E MAIN ST, SALTVILLE, VA 24370-2716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance THE BANK OF MARION
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit THE BANK OF MARION
May 7, 2021	Deed of Trust, Mortgage · Line of Credit THE BANK OF MARION
Aug 22, 2018	Intrafamily Transfer, Transfer
Aug 16, 2018	Warranty Deed, Transfer · Closed-End Mortgage THE BANK OF MARION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2018 · Amount on File
Deed Sale	Aug 16, 2018 · Amount on File
Deed Document Number	20181924
Deed Book / Page	1026 / 143
Last Transfer Date	Aug 17, 2018
Transfer Doc	001026/291
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	226 E MAIN ST, SALTVILLE, VA 24370-2716
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001093/480
Date	Nov 16, 2022
Book Page	1093/480
Instrument	220002882

Lender

Name	THE BANK OF MARION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	120 Months
Due	Nov 9, 2032

Interest

Rate Type	Fixed Rate
Rate	6.9%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	226 E MAIN ST, SALTVILLE, VA 24370-2716
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001090/65
Date	Aug 29, 2022
Book Page	1090/65
Instrument	220002192

Lender

Name	THE BANK OF MARION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	226 E MAIN ST, SALTVILLE, VA 24370-2716
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001067/223
Date	May 7, 2021
Book Page	1067/223
Instrument	210001139

Lender

Name	THE BANK OF MARION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SMYTH VA
Recording Date	Aug 22, 2018
Property Address	226 E MAIN ST, SALTVILLE, VA 24370-2716
Document Number	001026/291
Book / Page	1026 / 291
Instrument Date	Aug 17, 2018
Instrument	180001955
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 E MAIN ST, SALTVILLE, VA 24370-2716

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMYTH VA
Recording Date	Aug 16, 2018
Property Address	226 E MAIN ST, SALTVILLE, VA 24370-2716
Document Number	001026/143
Book / Page	1026 / 143
Instrument Date	Aug 16, 2018
Instrument	180001924
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	BLUE RIDGE TITLE AND SETTLEMENT AGENCY LLC, BLUE RDG TITLE&STLMNT AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 E MAIN ST, SALTVILLE, VA 24370-2716

Mortgage

Document Number	0180001925
Date	Aug 16, 2018
Instrument	180001925

Lender

Name	THE BANK OF MARION

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 226 E Main St was $881, up 17% from the year before.

Source: Smyth County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Smyth County
Municipality	Saltville Town
Unified School District	Smyth County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$881.00 (+17%)	$127,700 (-) Land $12,000 Building $115,700	$127,700 (-) Land $12,000 Building $115,700
2025	$753.00	$127,700 Land $12,000 Building $115,700	$127,700 Land $12,000 Building $115,700
2023	$606.00	$81,900 Land $10,000 Building $71,900	$81,900 Land $10,000 Building $71,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 E Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2003)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Nov 2003 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Nov 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 E Main St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SALTVILLE serves 2,204 people · EPA ID VA1173723
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb
Copper	1.36 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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