Lorain County property record for 227 Dowd Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1970 |
| Square Footage | 900 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $115,000 (2022) |
| Tax Bill | $1,906.00 (2025) |
Source: Lorain County records · APN 06-25-032-104-004
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 227 DOWD RD, ELYRIA, OH 44035-2917 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 10, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NATIONS LENDING CORP |
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 10, 2022 · Amount on Record |
| Deed Sale | Jun 10, 2022 · Amount on Record |
| Prior Sale | Sep 19, 2013 · Amount on Record |
| Deed Doc Number | 2022003479 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 10, 2022 |
| Property Address | 227 DOWD RD, ELYRIA, OH 44035-2917 |
| Document Number | 0000878940 |
| Map Reference | VOL 12 PG 22 |
| Instrument Date | Jun 08, 2022 |
| Instrument | 2022-0878940 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 227 DOWD RD, ELYRIA, OH 44035-2917 |
| Document Number | 0000878941 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 2022-0878941 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 227 DOWD RD, ELYRIA, OH 44035-2917 |
| Document Number | 0000770065 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 227 DOWD RD ELYRIA OH 440352917, ELYRIA, OH 44035-2917 |
| Document Number | 0000770065 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 770065 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 20, 2040 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,906.00 | $40,490 (+%) Land $11,810 Building $28,680 | $115,680 (-) Land $33,750 Building $81,930 |
| 2024 | $1,906.00 (+9.79%) | $40,489 (+27.06%) Land $11,813 Building $28,676 | $115,680 (+27.07%) Land $33,750 Building $81,930 |
| 2023 | $1,736.00 (-4.41%) | $31,865 (-0.02%) Land $9,370 Building $22,495 | $91,040 (-) Land $26,770 Building $64,270 |
| 2022 | $1,816.00 | $31,870 Land $9,370 Building $22,500 | |
| 2021 | $91,040 Land $26,770 Building $64,270 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-25-032-104-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 900 sqft Living Area |
| 1st Floor | 900 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 10,890 sqft (0.25 acres) |
| Depth X Width | 150 ft x 75 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 352 sqft Garage |
| Patio Area | 90 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 81 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 227 DOWD RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2917 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY 2 75 X 150 |
| Legal Subdivision | SPRING VALLEY SUBDIVISION NO 2 |
| Legal Tract | 25 |
| Legal Block | 104 |
| Legal Lot Number | 180-181 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3015 |
| Census Tract | 70101 |
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