Lorain County property record for 226 Dowd Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1965 |
| Square Footage | 1,252 sqft Living Area |
| Lot Size | 6,098 sqft (0.139 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $115,000 (2021) |
| Tax Bill | $2,069.00 (2025) |
Source: Lorain County records · APN 06-25-032-103-009
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 226 DOWD RD, ELYRIA, OH 44035-2918 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Sep 08, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 08, 2021 · Amount on Record |
| Deed Sale | Sep 08, 2021 · Amount on Record |
| Prior Sale | Oct 20, 2006 · Amount on Record |
| Deed Doc Number | 2021-0838196 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 28, 2026 |
| Property Address | 226 DOWD RD, ELYRIA, OH 44035-2918 |
| Document Number | 0000105084 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 2026105084 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | 286 |
| Address | 226 DOWD RD, ELYRIA, OH 44035-2918 |
| Document Number | 0000105084, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 2026105084 |
| Name | LENDAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 01, 2036 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 08, 2021 |
| Property Address | 226 DOWD RD, ELYRIA, OH 44035-2918 |
| Document Number | 20210838196 |
| Map Reference | VOL 12 P0G 22 |
| Instrument Date | Aug 02, 2021 |
| Instrument | 2021-0838196 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 226 DOWD RD, ELYRIA, OH 44035-2918 |
| Document Number | 20210838197 |
|---|---|
| Date | Sep 08, 2021 |
| Instrument | 2021-0838197 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Number | 20210838198 |
|---|---|
| Date | Sep 08, 2021 |
| Instrument | 2021-0838198 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | ELYRIA, OH 44035 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,069.00 | $43,940 (+%) Land $8,650 Building $35,290 | $125,540 (-) Land $24,720 Building $100,820 |
| 2024 | $2,069.00 (+1.07%) | $43,939 (+16.97%) Land $8,652 Building $35,287 | $125,540 (+16.98%) Land $24,720 Building $100,820 |
| 2023 | $2,047.00 | $37,563 (-0.02%) Land $6,857 Building $30,706 | $107,320 (-) Land $19,590 Building $87,730 |
| 2022 | $2,047.00 | $37,570 Land $6,860 Building $30,710 | |
| 2021 | $107,320 Land $19,590 Building $87,730 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-25-032-103-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,252 sqft Living Area |
| 1st Floor | 846 sqft 1st Floor |
| 2nd Floor | 406 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 6,098 sqft (0.139 acres) |
| Depth X Width | 97 ft x 63 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 240 sqft Garage |
| Patio Area | 49 sqft Patio |
|---|---|
| Porch | 1 Porch |
| Porch Area | 49 sqft Porch |
| Canopy Area | 49 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 226 DOWD RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2918 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY SUB 2 63 X 108 |
| Legal Subdivision | SPRING VALLEY SUBDIVISION #2 |
| Legal Tract | 25 |
| Legal Block | 103 |
| Legal Lot Number | 188 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 70101 |
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