227 Crystal Ln, Montrose, MN 55363 Property Records

Wright County property record for 227 Crystal Ln, Montrose, MN 55363

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 968 sqft · built 2001
Lot Size	0.232 acres (10,132 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Sep 2022)
Tax Bill	$3,186 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112-017-004090`

Property Details

APN / Parcel Number

Primary APN	`112-017-004090`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	968 sqft Living Area
1st Floor Area	968 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,132 sqft (0.232 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	227 CRYSTAL LN
City	MONTROSE
State	MN
Zip	55363-8586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-119 RANGE-026 PARKSIDE MEADOWS LOT-009 BLOCK-004
Legal Range	026
Legal Township	119
Legal Section	35
Legal Subdivision	PARKSIDE
Legal Block	4
Legal Lot Number	9
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1019
Census Tract	101101

Owner

227 Crystal Ln is owned and occupied by an individual who bought it in September 2022.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	227 CRYSTAL LN, MONTROSE, MN 55363-8586
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · Line of Credit CORTRUST BANK NA
Sep 23, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGES UNLIMITED INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2022 · Amount on File
Deed Sale	Sep 15, 2022 · Amount on File
Prior Sale	Dec 14, 2004 · Amount on File
Deed Document Number	20221466487
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	227 CRYSTAL LN, MONTROSE, MN 55363-8586
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 CRYSTAL LN, MONTROSE, MN 55363-8586

Mortgage

Document Number	00A1516440
Date	Sep 8, 2022
Instrument	A1516440

Lender

Name	CORTRUST BANK NA
Type	Bank
Address	DELANO, MN 55328

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 24, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 23, 2022
Property Address	227 CRYSTAL LN, MONTROSE, MN 55363-8586
Document Number	00A1517506
Instrument Date	Sep 15, 2022
Instrument	A1517506
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,006.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 CRYSTAL LN, MONTROSE, MN 55363-8586

Mortgage

Document Number	00A1517507
Date	Sep 23, 2022
Instrument	A1517507

Lender

Name	MORTGAGES UNLIMITED INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 227 Crystal Ln was $3,186.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Montrose City
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,186.00	$279,700 (+7.45%) Land $58,000 Building $221,700	$279,700 (+7.45%) Land $58,000 Building $221,700
2025		$260,300 Land $50,000 Building $210,300	$260,300 Land $50,000 Building $210,300
2023	$3,256.00 (+0.87%)	$290,300 Land $81,000 Building $209,300	$290,300 Land $81,000 Building $209,300
2022	$3,228.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 Crystal Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Crystal Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Montrose serves 3,915 people · EPA ID MN1860016
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xtratyme Technologies.

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