220 Crystal Ln, Montrose, MN 55363 Property Records

Wright County property record for 220 Crystal Ln, Montrose, MN 55363

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 974 sqft · built 2000
Lot Size	0.229 acres (10,004 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jul 2021)
Tax Bill	$3,062 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`112-017-001110`

Property Details

APN / Parcel Number

Primary APN	`112-017-001110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	974 sqft Living Area
1st Floor Area	974 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2002
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,004 sqft (0.229 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Deck Area	168 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	220 CRYSTAL LN
City	MONTROSE
State	MN
Zip	55363-8586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-119 RANGE-026 PARKSIDE MEADOWS LOT-011 BLOCK-001
Legal Range	026
Legal Township	119
Legal Section	35
Legal Subdivision	PARKSIDE
Legal Block	1
Legal Lot Number	11
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1027
Census Tract	101101

Owner

220 Crystal Ln is owned and occupied by an individual who bought it in July 2021.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	220 CRYSTAL LN, MONTROSE, MN 55363-8586
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Commercial Mortgage TRUSTONE FINANCIAL CREDIT UNION
Oct 8, 2020	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 21, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKE AREA MORTGAGE
Jul 21, 2021	Warranty Deed, Transfer · Conventional Mortgage LAKE AREA MORTGAGE
Aug 16, 2017	Deed of Trust, Mortgage · FHA Mortgage PERL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2021 · Amount on File
Deed Sale	Jul 21, 2021 · Amount on File
Prior Sale	Apr 11, 2003 · Amount on File
Deed Document Number	20211477423
Prior Transfer Date	Jul 14, 2021
Prior Transfer Doc	0001477423
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	220 CRYSTAL LN, MONTROSE, MN 55363-8586
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	ANCONA TITLE, ANCONA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14601 27TH AVE N 14, 14, PLYMOUTH, MN 55447-4819

Mortgage

Document Number	0001461184
Date	Mar 5, 2021
Instrument	1461184

Lender

Name	TRUSTONE FINANCIAL CREDIT UNION
Type	Non-Lending Institution
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 15, 2031

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	220 CRYSTAL LN, MONTROSE, MN 55363-8586
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	CENTRAL LAND TTL GUARANTEE C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001443296
Date	Oct 8, 2020
Instrument	1443296

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	220 CRYSTAL LN, MONTROSE, MN 55363-8586
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	@TITLE LLC, TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001477425
Date	Jul 21, 2021
Instrument	1477425

Lender

Name	LAKE AREA MORTGAGE
Type	Mortgage Company
Address	SAINT PAUL, MN 55126

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 21, 2021
Property Address	220 CRYSTAL LN, MONTROSE, MN 55363-8586
Document Number	0001477423
Instrument Date	Jul 14, 2021
Instrument	1477423
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 CRYSTAL LN, MONTROSE, MN 55363-8586

Mortgage

Document Number	0001477424
Date	Jul 21, 2021
Instrument	1477424

Lender

Name	LAKE AREA MORTGAGE
Type	Mortgage Company
Address	SAINT PAUL, MN 55126

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	220 CRYSTAL LN, MONTROSE, MN 55363-8586
Document Number	0001351370
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	220 CRYSTAL LN MONTROSE MN 553638586, MONTROSE, MN 55363-8586

Mortgage

Document Number	0001351370
Date	Aug 22, 2017
Instrument	1351370

Lender

Name	PERL MTG
Type	Mortgage Company
Address	CHICAGO, IL 60618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 220 Crystal Ln was $3,062.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Montrose City
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,062.00	$270,900 (+7.63%) Land $58,000 Building $212,900	$270,900 (+7.63%) Land $58,000 Building $212,900
2025		$251,700 Land $50,000 Building $201,700	$251,700 Land $50,000 Building $201,700
2023	$3,164.00 (+8.5%)	$283,800 Land $81,000 Building $202,800	$283,800 Land $81,000 Building $202,800
2022	$2,916.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Crystal Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 220 Crystal Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Montrose serves 3,915 people · EPA ID MN1860016
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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