227 Crain Ct, Mount Gilead, NC 27306 Property Records

Montgomery County property record for 227 Crain Ct, Mount Gilead, NC 27306

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 2,040 sqft · built 2018
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$695,000 (Feb 2020)
Tax Bill	$3,651 (2025)
Deeds & Mortgages	May 2022 Line of Credit Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6575 14 43 7822`

Property Details

APN / Parcel Number

Primary APN	`6575 14 43 7822`
Alternative APN	`1482308`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,040 sqft Finished Area
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1482308
Street Address	227 CRAIN CT
City	MOUNT GILEAD
State	NC
Zip	27306
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	PENINSULA AT LT LOT 4 PENINSULA AT LT #4
Legal Subdivision	PENINSULA AT LAKE TILERY SUBDIVISION
Legal Lot Number	4
Jurisdiction	MONTGOMERY NC
Township / Civil Division	PEE DEE
Census Block Group	3
Census Block	3007
Census Tract	960402

Owner

227 Crain Ct, a residential property, is owned by two individuals who bought it in February 2020.

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 BROOK HOLLOW DR, PINEHURST, NC 28374-7148
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Feb 7, 2020	Warranty Deed, Transfer
Jul 10, 2018	Warranty Deed, Construction Loan · Construction Mortgage UWHARRIE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2020 · Amount on File
Deed Sale	Feb 7, 2020 · Amount on File
Prior Sale	Jul 10, 2018 · Amount on File
Deed Document Number	2020361886
Deed Book / Page	841 / 632
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	227 CRAIN CT, MOUNT GILEAD, NC 27306
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 BROOK HOLLOW DR, PINEHURST, NC 28374-7148

Mortgage

Document Number	000901/848
Date	May 6, 2022
Book Page	901/848
Instrument	373780

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Feb 7, 2020
Property Address	227 CRAIN CT, MOUNT GILEAD, NC 27306
Document Number	00841/0632
Book / Page	0841 / 0632
Map Reference	CAB A SL 23-D-24-A
Instrument Date	Feb 4, 2020
Instrument	361886
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount on Record
Tax	$1,390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9369 WOODLAND DRIVE, 9369, NORWOOD, NC 28128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 CRAIN COURT, MOUNT GILEAD, NC 27306
Investor	Possibly a Property Investor

July 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Jul 10, 2018
Property Address	227 CRAIN CT, MOUNT GILEAD, NC 27306
Document Number	00811/0137
Book / Page	0811 / 0137
Map Reference	CAB F SL 23-D&24-A
Instrument Date	Jul 10, 2018
Instrument	355262
Transaction Type	Construction Loan
Record Updated	Oct 25, 2022

Transaction

Amount	Amount on Record
Tax	$366.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 985, MATTHEWS, NC 28106-0985

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49369 WOODLAND DR, NORWOOD, NC 28128-8487

Mortgage

Document Number	0000355263
Date	Jul 10, 2018
Instrument	355263

Lender

Name	UWHARRIE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 10, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,637 (-) Land $176,962 Building $261,675	$438,637 (-) Land $176,962 Building $261,675
2025	$3,651.00	$438,637 (-) Land $176,962 Building $261,675	$438,637 (-) Land $176,962 Building $261,675
2023		$438,637 Land $176,962 Building $261,675	$438,637 Land $176,962 Building $261,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 Crain Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Crain Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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