208 Crain Ct, Mount Gilead, NC 27306 Property Records

Montgomery County property record for 208 Crain Ct, Mount Gilead, NC 27306

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,752 sqft · built 2016
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$559,000 (Sep 2018)
Tax Bill	$4,026 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Sep 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6575 15 53 0911`

Property Details

APN / Parcel Number

Primary APN	`6575 15 53 0911`
Alternative APN	`1480612`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Building Area	3,752 sqft Finished Area
Basement Area	1,736 sqft
Finished Basement	1,736 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	1480612
Street Address	208 CRAIN CT
City	MOUNT GILEAD
State	NC
Zip	27306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	PENINSULA AT LT LOT 10(&PT11) PENINSULA AT LT #10(PT11)
Legal Subdivision	THE PENINSULA AT LAKE TILLERY
Legal Lot Number	10
Jurisdiction	MONTGOMERY NC
Township / Civil Division	PEE DEE
Census Block Group	3
Census Block	3007
Census Tract	960402

Owner

208 Crain Ct is owned by two individuals who bought it in September 2018.

Source: Montgomery County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1008 SKYMONT DR, HOLLY SPRINGS, NC 27540-8292
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2017	Deed of Trust, Mortgage · Line of Credit THE FIDELITY BANK
Sep 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Jan 26, 2021	Deed of Trust, Mortgage · Line of Credit UWHARRIE BANK
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK
Sep 28, 2018	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on File
Deed Sale	Sep 28, 2018 · Amount on File
Prior Sale	Aug 7, 2013 · Amount on File
Deed Document Number	2018356261
Deed Book / Page	815 / 306
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	208 CRAIN CT, MOUNT GILEAD, NC 27306
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00798/0591
Date	Oct 30, 2017
Book Page	0798/0591
Instrument	352429

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	BISCOE, NC 27209

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	208 CRAIN CT, MOUNT GILEAD, NC 27306
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000796/747
Date	Sep 26, 2017
Book Page	796/747
Instrument	352026

Lender

Name	FIRST BANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	208 CRAIN CT, MOUNT GILEAD, NC 27306
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000865/1
Date	Jan 26, 2021
Book Page	865/1
Instrument	366510

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 15, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	208 CRAIN CT, MOUNT GILEAD, NC 27306
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000845/132
Date	Apr 15, 2020
Book Page	845/132
Instrument	362631

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Sep 28, 2018
Property Address	208 CRAIN CT, MOUNT GILEAD, NC 27306
Document Number	00815/0306
Book / Page	0815 / 0306
Map Reference	MB F PG 83-A
Instrument Date	Aug 21, 2018
Instrument	356261
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 665, MOUNT GILEAD, NC 27306-0665

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 SKYMONT DR, HOLLY SPRINGS, NC 27540-8292

Mortgage

Document Number	0000356262
Date	Sep 28, 2018
Instrument	356262

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 208 Crain Ct was $4,026.

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$552,833 (-) Land $151,800 Building $401,033	$552,833 (-) Land $151,800 Building $401,033
2025	$4,026.00	$552,833 Land $151,800 Building $401,033	$552,833 Land $151,800 Building $401,033
2023		$552,833 Land $151,800 Building $401,033	$552,833 Land $151,800 Building $401,033

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 Crain Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Crain Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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