227 Cook Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 227 Cook Rd, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	1,978 sqft
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Tax Bill	$648 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`294-04-00-029-SPY`

Property Details

APN / Parcel Number

Primary APN	`294-04-00-029-SPY`
Alternative APN	`3120`

Interior

Stories	1 Story
Building Area	1,978 sqft Gross Area
1st Floor Area	1,456 sqft

Exterior

Exterior Material	Vinyl
Lot Area	47,916 sqft (1.1 acres)
Porch	Porch
Porch Area	522 sqft

Location & Zoning

Account Number	3120
Street Address	227 COOK RD
City	LUGOFF
State	SC
Zip	29078-9439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD2
Legal Description	LOT 29
Legal Subdivision	PLAT OF THUNDERWOOD II
Legal Lot Number	29
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2001
Census Tract	970907

Owner

Source: Kershaw County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	227 COOK RD, LUGOFF, SC 29078-9439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2003
Deed Sale	May 22, 2003
Deed Book / Page	1355 / 139
Record Updated	Oct 29, 2026

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	Feb 4, 2019
Property Address	227 COOK RD, LUGOFF, SC 29078-9439
Document Number	0000000757
Book / Page	003980 / 000165
Instrument Date	Jan 30, 2019
Instrument	757
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	227 COOK RD LUGOFF SC 290789439, LUGOFF, SC 29078-9439

Mortgage

Document Number	1040
Date	Feb 4, 2019
Book Page	003984/000001
Instrument	1040

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 3, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$648.00 (-0.46%)	$97,300 (-) Land $11,000 Building $86,300	$97,300 (-)
2023	$651.00	$97,300 Land $11,000 Building $86,300	$97,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cook Rd

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