223 Cook Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 223 Cook Rd, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	1,826 sqft · built 2008
Lot Size	0.86 acres (37,462 sqft)
Owner	Owner Name on File
Tax Bill	$1,031 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`294-04-00-030A-SPY`

Property Details

APN / Parcel Number

Primary APN	`294-04-00-030A-SPY`
Alternative APN	`47303`

Interior

Stories	1 Story
Building Area	1,826 sqft Gross Area
Gross Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Vinyl
Lot Area	37,462 sqft (0.86 acres)
Porch	Porch
Porch Area	530 sqft

Location & Zoning

Account Number	47303
Old Parcel Number	294-04-00-030A SPY
Street Address	223 COOK RD
City	LUGOFF
State	SC
Zip	29078-9439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	DIST:277F MAP REF:BK 1866 PG 317
Legal Subdivision	MALLARY R OGDEN & VICTORIA C O
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2001
Census Tract	970907

Owner

The current owner of 223 Cook Rd acquired it in November 2005.

Source: Kershaw County records, as of November 6, 2025

Owner of Record	Owner Name on File
Mailing Address	223 COOK RD, LUGOFF, SC 29078-9439
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 6, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Last Transfer Date	Nov 11, 2005
Transfer Doc	0018660318
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	223 COOK RD, LUGOFF, SC 29078-9439
Document Number	0000007798
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 COOK RD LUGOFF SC 290789439, LUGOFF, SC 29078-9439

Mortgage

Document Number	0000007798
Date	Sep 26, 2019
Book Page	004098/000188
Instrument	7798

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Sep 25, 2031

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	223 COOK RD, LUGOFF, SC 29078-9439
Document Number	0000008298
Instrument Date	Oct 6, 2018
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 COOK RD LUGOFF SC 290789439, LUGOFF, SC 29078-9439

Mortgage

Document Number	0000008298
Date	Oct 19, 2018
Book Page	003936/000086
Instrument	8298

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 18, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 223 Cook Rd was $1,031.

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,031.00	$133,600 Land $10,000 Building $123,600	$133,600
2023	$1,044.00	$134,800 Land $10,000 Building $124,800	$134,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 223 Cook Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 223 Cook Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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