Cape Girardeau County property record for 227 Co Rd 394, Whitewater, MO 63785
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,288 sqft · built 1958 |
| Lot Size | 81.3 acres (3,541,428 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $984 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jun 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 187003200012000000 |
| Primary APN | 187003200012000000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| Basement Area | 644 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Other |
| Construction Type | Frame |
| Lot Area | 3,541,428 sqft (81.3 acres) |
| Cooling System | Central |
|---|
| Street Address | 227 COUNTY ROAD 394 |
|---|---|
| City | WHITEWATER |
| State | MO |
| Zip | 63785-5925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SW SE, W 1/2 SE SE, PT NW SE & PT NE SE S OF CO RD 346 |
| Legal Range | 11E |
| Legal Township | 30S |
| Legal Section | 32 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | LIBERTY |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 880300 |
Source: Cape Girardeau County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 227 COUNTY ROAD 394, WHITEWATER, MO 63785-5925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK |
| Jun 23, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 8, 2023 |
| Transfer Doc | 0202305005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 227 COUNTY ROAD 394, WHITEWATER, MO 63785-5925 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202507751 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 2025-07751 |
| Name | ALLIANCE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Jun 23, 2023 |
| Property Address | 227 COUNTY ROAD 394, WHITEWATER, MO 63785-5925 |
| Document Number | 0202305005 |
| Instrument Date | May 8, 2023 |
| Instrument | 2023-05005 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 227 COUNTY ROAD 394, WHITEWATER, MO 63785-5925 |
Source: Cape Girardeau County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Unified School District | Delta R-V School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,590 (-) Land $6,290 Building $12,300 | $125,348 (-) Land $49,929 Building $75,419 | |
| 2025 | $984.00 (+3.91%) | $18,590 (+3.51%) Land $6,290 Building $12,300 | $125,348 (+3.12%) Land $49,929 Building $75,419 |
| 2023 | $947.00 (+5.81%) | $17,960 (+5.77%) Land $6,250 Building $11,710 | $121,551 (+5.15%) Land $49,723 Building $71,828 |
| 2022 | $895.00 | $16,980 Land $6,190 Building $10,790 | |
| 2021 | $115,600 Land $49,400 Building $66,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 18 (1997–2017) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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