227 Charles St, Cambridge, MA 02141 Property Records

Middlesex County and Cambridge City property record for 227 Charles St, Cambridge, MA 02141

Property Summary

Property Type	Apartments (5+ Units)
Details	3 bd · 1.5 ba · 4,087 sqft · built 1920
Lot Size	0.053 acres (2,310 sqft)
Owner	Company Name on Record
Tax Bill	$13,796 (2025)
Deeds & Mortgages	Mar 2023 Refinance Mar 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-170`

Property Details

APN / Parcel Number

Primary APN	`26-170`
Alternative APN	`CAMB M:00026 L:00170`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	6 Units
Stories	3 Stories
Building Area	4,087 sqft Living Area
Gross Area	5,570 sqft
1st Floor Area	1,457 sqft
Basement Area	1,457 sqft
Unfinished Basement	1,457 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Other
Lot Area	2,310 sqft (0.053 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	227 CHARLES ST
City	CAMBRIDGE
State	MA
Zip	02141-2000
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	C-1
Legal Lot Number	170
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1014
Census Tract	352300

Owner

Source: Middlesex County and Cambridge City records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	132 MARION ST, WILMINGTON, MA 01887-3396
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CAMBRIDGE SAVINGS BANK
Mar 6, 2018	Deed of Trust, Mortgage CENTURY BANK & TRUST CO
Dec 27, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 6, 2018	Quit Claim Deed, Transfer
Jan 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2018
Deed Sale	Apr 6, 2018
Deed Document Number	201846516
Deed Book / Page	70835 / 492
Last Transfer Date	Dec 27, 2019
Transfer Doc	73905-466
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	227 CHARLES ST, CAMBRIDGE, MA 02141-2000
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0081312-69
Date	Mar 9, 2023
Book Page	81312/69
Instrument	23392

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	227 CHARLES ST, CAMBRIDGE, MA 02141-2000
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70705-327
Date	Mar 6, 2018
Book Page	70705/327
Instrument	30827

Lender

Name	CENTURY BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Dec 27, 2019
Property Address	227 CHARLES ST, CAMBRIDGE, MA 02141-2000
Document Number	73905-466
Book / Page	073905 / 000466
Instrument Date	Dec 27, 2019
Instrument	7402
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 COUNTRY CLUB RD STONEHAM MA 021802363, STONEHAM, MA 02180-2363

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Apr 6, 2018
Property Address	227 CHARLES ST, CAMBRIDGE, MA 02141-2000
Document Number	70835-492
Book / Page	070835 / 000492
Instrument Date	Apr 5, 2018
Instrument	46516
Transaction Type	Transfer
Record Updated	Apr 24, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	227 CHARLES ST CAMBRIDGE MA 021412000, CAMBRIDGE, MA 02141-2000

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Jan 19, 2017
Property Address	227 CHARLES ST, CAMBRIDGE, MA 02141-2000
Document Number	68778-53
Book / Page	068778 / 000053
Instrument Date	Dec 28, 2016
Instrument	10004
Transaction Type	Transfer
Record Updated	Feb 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 CHARLES ST #11 CAMBRIDGE MA 021412000, 11, CAMBRIDGE, MA 02141-2000

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,796.00 (+6.79%)	$2,172,600 (-0.44%) Land $1,209,600 Building $963,000
2024	$12,919.00 (+1.94%)	$2,182,300 (+0.91%) Land $1,236,600 Building $945,700
2023	$12,673.00	$2,162,700 Land $1,236,600 Building $926,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Starry, Verizon.

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