222 Charles St, Cambridge, MA 02141 Property Records

Middlesex County and Cambridge City property record for 222 Charles St, Cambridge, MA 02141

Property Summary

Property Type	Apartments (5+ Units)
Details	4,612 sqft · built 1920
Lot Size	0.049 acres (2,129 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,555,000 (Dec 2022)
Tax Bill	$15,124 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-87`

Property Details

APN / Parcel Number

Primary APN	`27-87`
Alternative APN	`CAMB M:00027 L:00087`

Interior

Units	6 Units
Stories	3 Stories
Building Area	4,612 sqft Living Area
Gross Area	6,407 sqft
1st Floor Area	1,484 sqft
Basement Area	1,484 sqft
Unfinished Basement	1,484 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	2,129 sqft (0.049 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	222 CHARLES ST
City	CAMBRIDGE
State	MA
Zip	02141-2004
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	C-1
Legal Lot Number	87
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2005
Census Tract	352300

Owner

Source: Middlesex County and Cambridge City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	61 VALLEY RD, LEXINGTON, MA 02421-4260
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2022 · Amount on Record
Deed Sale	Dec 22, 2022 · Amount on Record
Deed Book / Page	81098 / 569
Record Updated	Jun 8, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Dec 22, 2022
Property Address	222 CHARLES ST, CAMBRIDGE, MA 02141-2004
Document Number	081098-569
Book / Page	81098 / 569
Instrument Date	Dec 22, 2022
Instrument	186481
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	61 VALLEY RD, LEXINGTON, MA 02421-4260

Mortgage

Document Number	0000186482
Date	Dec 22, 2022
Instrument	186482

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,124.00 (+6.67%)	$2,381,800 (-0.55%) Land $1,209,600 Building $1,172,200
2024	$14,178.00 (-8.19%)	$2,394,900 (-9.13%) Land $1,236,600 Building $1,158,300
2023	$15,443.00	$2,635,400 Land $1,236,600 Building $1,398,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Starry, Verizon.

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