227 Central Ave, Needham Heights, MA 02494 Property Records

Norfolk County and Needham Town property record for 227 Central Ave, Needham Heights, MA 02494

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,332 sqft · built 1960
Lot Size0.474 acres (20,647 sqft)
Owner2 Individual Names on File
Last Sale$795,000 (Jun 2018)
Tax Bill$11,542 (2025)
Deeds & MortgagesJun 2021 Refinance
May 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNM:0870006700000

Property Details

APN / Parcel Number

Primary APNM:0870006700000
Alternative APN
  • NEED M:087.0 B:0067 L:0000.0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,332 sqft Living Area
1st Floor Area1,332 sqft
Basement Area1,332 sqft
Unfinished Basement558 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,647 sqft (0.474 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address227 CENTRAL AVE
CityNEEDHAM HEIGHTS
StateMA
Zip02494-2437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRB
Legal Block67
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group1
Census Block1010
Census Tract403502

Owner

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address227 CENTRAL AVE, NEEDHAM HEIGHTS, MA 02494-2437
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF AMERICA NA
May 19, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Nov 13, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC
Jun 15, 2018Quit Claim Deed, Transfer · Conventional Mortgage
CITIZENS BK/RI

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 15, 2018 · Amount on Record
Deed SaleJun 15, 2018 · Amount on Record
Prior SaleAug 29, 2016 · Amount on Record
Deed Book / Page36065 / 33
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address227 CENTRAL AVE, NEEDHAM, MA 02494-2437
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039572-572
DateJun 29, 2021
Book Page39572/572
Instrument85065
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address227 CENTRAL AVE, NEEDHAM, MA 02494-2437
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040548-376
DateMay 19, 2022
Book Page40548/376
Instrument43889
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJun 1, 2047
Interest
Rate TypeAdjustable Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address227 CENTRAL AVE, NEEDHAM, MA 02494-2437
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38605-556
DateNov 13, 2020
Book Page38605/556
Instrument126443
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateJun 15, 2018
Property Address227 CENTRAL AVE, NEEDHAM, MA 02494-2437
Document Number36065-33
Book / Page036065 / 000033
Instrument DateMay 18, 2018
Instrument49633
Transaction TypeTransfer
Record UpdatedAug 8, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$795.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number36065-36
DateJun 15, 2018
Book Page036065/000036
Instrument49634
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 14, 2048

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,542.00 (+5.98%)$1,088,900 (+30.38%) Land $691,500 Building $397,400$1,246,685 (+11.24%)
2024$1,120,715
2023$10,891.00$835,200 Land $425,000 Building $410,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Radiate Holdings
Cable · Fiber in parts of the area
1,500 / 50
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number