Norfolk County and Needham Town property record for 192 Central Ave, Needham Heights, MA 02494
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 1,108 sqft · built 1946 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $439,000 (Sep 2017) |
| Tax Bill | $15,839 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Feb 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0870004400000 |
| Primary APN | M:0870004400000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,108 sqft Living Area |
| Gross Area | 2,571 sqft |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 314 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 192 CENTRAL AVE |
|---|---|
| City | NEEDHAM HEIGHTS |
| State | MA |
| Zip | 02494-2623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Block | 44 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 403502 |
Source: Norfolk County and Needham Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 192 CENTRAL AVE, NEEDHAM HEIGHTS, MA 02494-2623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Sep 15, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 25, 2019 | Deed of Trust, Mortgage GUARANTEED RATE |
| Sep 7, 2017 | Quit Claim Deed, Transfer WELLESLEY BK |
| Sep 7, 2017 | Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2017 · Amount on Record |
| Deed Sale | Sep 7, 2017 · Amount on Record |
| Prior Sale | Sep 7, 2017 · Amount on Record |
| Deed Document Number | 201785009 |
| Deed Book / Page | 35426 / 197 |
| Transfer Doc | 035426-197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Sep 3, 2026 |
| Property Address | 192 CENTRAL AVE, NEEDHAM HEIGHTS, MA 02494-2623 |
| Document Number | 0000064474 |
| Book / Page | 43349 / 25 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 202664474 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 192 CENTRAL AVE, NEEDHAM HEIGHTS, MA 02494-2623 |
| Investor | Possibly a Property Investor |
| Document Number | 0000064474, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 43349/25 |
| Instrument | 202664474 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 192 CENTRAL AVE, NEEDHAM, MA 02494-2623 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 038967-362 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 38967/362 |
| Instrument | 15632 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 192 CENTRAL AVE, NEEDHAM, MA 02494-2623 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 039848-577 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 39848/577 |
| Instrument | 119151 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 192 CENTRAL AVE, NEEDHAM, MA 02494-2623 |
| Document Number | 37197-215 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 192 CENTRAL AVE NEEDHAM MA 024942623, NEEDHAM, MA 02494-2623 |
| Document Number | 37197-215 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 037197/000215 |
| Instrument | 88208 |
| Name | GUARANTEED RATE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 29, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Sep 7, 2017 |
| Property Address | 192 CENTRAL AVE, NEEDHAM, MA 02494-2623 |
| Document Number | 35424-501 |
| Book / Page | 35424 / 501 |
| Instrument | 84803 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55.98 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 354240503 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | 35424/0503 |
| Name | WELLESLEY BK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 7, 2047 |
| Rate | 3.5% |
|---|---|
| Max Rate At Change | 0.12% |
| Max Rate | 2.75% |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Sep 7, 2017 |
| Property Address | 192 CENTRAL AVE, NEEDHAM, MA 02494-2623 |
| Document Number | 35426-197 |
| Book / Page | 035426 / 000197 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 85009 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 26, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $439.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 192 CENTRAL AVE NEEDHAM MA 024942623, NEEDHAM, MA 02494-2623 |
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,839.00 (+3.44%) | $1,494,200 (+27.25%) Land $670,300 Building $823,900 | $1,541,565 (+11.48%) |
| 2024 | $1,382,820 | ||
| 2023 | $15,312.00 | $1,174,200 Land $408,400 Building $765,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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