Santa Cruz County property record for 227 Arden Ave, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,784 sqft · built 1983 |
| Lot Size | 0.725 acres (31,581 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,096,000 (Jul 2021) |
| Tax Bill | $13,809 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Mar 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-114-32 |
| Primary APN | 072-114-32 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,784 sqft Living Area |
| Gross Area | 3,789 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 31,581 sqft (0.725 acres) |
| Terrain | Steep |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 645 sqft |
| Patio Area | 645 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 227 ARDEN AVE |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Legal Subdivision | ORDWAY |
| Legal Block | 8 |
| Legal Lot Number | 27-29 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 120302 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 227 ARDEN AVE, BEN LOMOND, CA 95005-9748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Aug 1, 2023 | Intrafamily Transfer, Transfer |
| Mar 10, 2022 | Grant Deed, Transfer |
| Jul 13, 2021 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2021 · Amount on Record |
| Deed Sale | Jul 13, 2021 · Amount on Record |
| Prior Sale | Sep 30, 2014 · Amount on Record |
| Deed Document Number | 202137221 |
| Last Transfer Date | Jul 27, 2023 |
| Transfer Doc | 0000014215 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 1, 2023 |
| Property Address | 227 ARDEN AVE, BEN LOMOND, CA 95005-9748 |
| Document Number | 0000014215 |
| Map Reference | MB 16 PG 11 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 2023-0014215 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 227 ARDEN AVE, BEN LOMOND, CA 95005-9748 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 10, 2022 |
| Property Address | 227 ARDEN AVE, BEN LOMOND, CA 95005-9748 |
| Document Number | 0000007923 |
| Map Reference | MB 16 PG 11 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 2022-0007923 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 227 ARDEN AVE, BEN LOMOND, CA 95005-9748 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 13, 2021 |
| Property Address | 227 ARDEN AVE, BEN LOMOND, CA 95005-9748 |
| Document Number | 0000037221 |
| Map Reference | MB 16 PG 11 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 2021-0037221 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,205.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 227 ARDEN AVE, BEN LOMOND, CA 95005-9748 |
| Document Number | 0000037222 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021-0037222 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,186,346 (+2%) Land $757,703 Building $428,643 | ||
| 2025 | $13,809.00 (+4.03%) | $1,163,084 (+4.04%) Land $742,846 Building $420,238 | |
| 2024 | $13,274.00 (-0.12%) | ||
| 2023 | $13,290.00 (+2.4%) Homeowner's exemption | $1,117,920 (+2%) Land $714,000 Building $403,920 | $1,080,720 |
| 2022 | $12,979.00 Homeowner's exemption | $1,096,000 Land $700,000 Building $396,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 39 (1981–2023) |
| Claims Outside the SFHA | 6 of 39 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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