Santa Cruz County property record for 149 Arden Ave, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,116 sqft · built 1940 |
| Lot Size | 0.117 acres (5,097 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,165 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Dec 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-114-04 |
| Primary APN | 072-114-04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,116 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,097 sqft (0.117 acres) |
| Deck Area | 40 sqft |
| Patio Area | 40 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Street Address | 149 ARDEN AVE |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Legal Subdivision | ORDWAY |
| Legal Lot Number | 30 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 120302 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 149 ARDEN AVE, BEN LOMOND, CA 95005-9748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2020 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Dec 22, 2020 | Affidavit of Death of Joint Tenant, Transfer WFG LENDER SERVICES |
| Apr 23, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 15, 2020 |
| Transfer Doc | 0000055989 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 149 ARDEN AVE, BEN LOMOND, CA 95005-9748 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 149 ARDEN AVE, BEN LOMOND, CA 95005-9748 |
| Document Number | 0000040985 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 2020-0040985 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jun 1, 2050 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 22, 2020 |
| Property Address | 149 ARDEN AVE, BEN LOMOND, CA 95005-9748 |
| Document Number | 0000055989 |
| Map Reference | VOL 16 PG 11 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 2020-0055989 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | WFG LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 23, 2018 |
| Property Address | 149 ARDEN AVE, BEN LOMOND, CA 95005-9748 |
| Document Number | 0000012058 |
| Instrument Date | Apr 23, 2018 |
| Instrument | 12058 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1921 42ND AVE CAPITOLA CA 950103550, CAPITOLA, CA 95010-3550 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,748 (+2%) Land $180,380 Building $147,368 | ||
| 2025 | $4,165.00 (+5.93%) Homeowner's exemption | $321,321 (+4.04%) Land $176,843 Building $144,478 | |
| 2023 | $3,932.00 (+2.53%) Homeowner's exemption | $308,844 Land $169,976 Building $138,868 | $697,770 |
| 2022 | $3,835.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 39 (1981–2023) |
| Claims Outside the SFHA | 6 of 39 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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