2269 Sycamore Dr, Nebo, NC 28761 Property Records

McDowell County property record for 2269 Sycamore Dr, Nebo, NC 28761

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,846 sqft · built 2019
Lot Size	3.71 acres (161,608 sqft)
Owner	2 Individual Names on Record
Last Sale	$451,500 (Jan 2017)
Tax Bill	$8,959 (2025)
Deeds & Mortgages	Aug 2019 Construction Loan Jun 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`1733-00-78-3666`

Property Details

APN / Parcel Number

Primary APN	`1733-00-78-3666`
Alternative APN	`63776`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,846 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	161,608 sqft (3.71 acres)
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	63776
Street Address	2269 SYCAMORE DR
City	NEBO
State	NC
Zip	28761-0182
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.71 AC LOT 157 PB 27 PG 26 1780 LAKE JAMES
Legal Subdivision	1780 SUB
Legal Lot Number	157
Jurisdiction	MCDOWELL NC
Township / Civil Division	NEBO
Census Block Group	2
Census Block	2042
Census Tract	970102

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	18701 NAUTICAL DR APT 305, 305, CORNELIUS, NC 28031-8033
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2019	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK
Jun 4, 2020	Loan Modification, Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2017 · Amount on Record
Deed Sale	Jan 6, 2017 · Amount on Record
Deed Document Number	0000120262
Deed Book / Page	1202 / 0062
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	2269 SYCAMORE DR, NEBO, NC 28761-0182
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012820299
Date	Aug 8, 2019
Book Page	1282/0299
Instrument	2019003714

Lender

Name	PEOPLES BANK
Type	Mortgage Company
Address	NEWTON, NC 28658

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	9.75%
Index	1-Year CMT
Max Rate	9.75%

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCDOWELL NC
Property Address	2269 SYCAMORE DR, NEBO, NC 28761-0182
Document Number	0013110906
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2269 SYCAMORE DR NEBO NC 287610182, NEBO, NC 28761-0182

Mortgage

Document Number	0013110906
Date	Jun 12, 2020
Book Page	001311/000906
Instrument	2778

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,959.00	$1,303,140 (-) Land $475,000 Building $828,140
2023	$8,959.00	$1,303,140 Land $475,000 Building $828,140	$1,303,140 Land $475,000 Building $828,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2020–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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