2263 Sycamore Dr, Nebo, NC 28761 Property Records

McDowell County property record for 2263 Sycamore Dr, Nebo, NC 28761

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,750 sqft · built 2020
Lot Size	2.44 acres (106,286 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Feb 2017)
Tax Bill	$7,521 (2025)
Deeds & Mortgages	May 2025 Second Mortgage Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1733-00-78-4879`

Property Details

APN / Parcel Number

Primary APN	`1733-00-78-4879`
Alternative APN	`64042`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,750 sqft Heated Area
Basement Area	1,174 sqft
Finished Basement	1,174 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	106,286 sqft (2.44 acres)
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	226 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	64042
Street Address	2263 SYCAMORE DR
City	NEBO
State	NC
Zip	28761-0182
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.44 AC LOT 156 PB 27 PG 26 1780 LAKE JAMES
Legal Subdivision	1780 SUB
Legal Lot Number	156
Jurisdiction	MCDOWELL NC
Township / Civil Division	NEBO
Census Block Group	2
Census Block	2042
Census Tract	970102

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	2263 SYCAMORE DR, NEBO, NC 28761-0182
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 5, 2020	Deed of Trust, Mortgage · Line of Credit MORGANTON SVGS BK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2017 · Amount on Record
Deed Sale	Feb 22, 2017 · Amount on Record
Deed Document Number	0001205878
Deed Book / Page	1205 / 0878
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	2263 SYCAMORE DR, NEBO, NC 28761-0182
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015010745
Date	May 20, 2025
Book Page	1501/745
Instrument	2025002392

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2045

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	2263 SYCAMORE DR, NEBO, NC 28761-0182
Document Number	0013250523
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	BOX 1045 #9200 DPO AE 09777, 9200, DPO, AE 09777

Mortgage

Document Number	0013250523
Date	Oct 9, 2020
Book Page	001325/000523
Instrument	5208

Lender

Name	MORGANTON SVGS BK SSB
Address	MORGANTON, NC 28680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,521.00	$1,094,100 (-) Land $380,000 Building $714,100
2023	$7,521.00	$1,094,100 Land $380,000 Building $714,100	$1,094,100 Land $380,000 Building $714,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2020–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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