2269 Beach St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2269 Beach St, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 856 sqft · built 1965
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on File
Tax Bill$3,490 (2025)
Deeds & MortgagesOct 2021 Mortgage
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN062-096-029

Property Details

APN / Parcel Number

Primary APN062-096-029

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area856 sqft Living Area

Exterior

Year BuiltBuilt 1965
Construction TypeWood
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions150 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address2269 BEACH ST
CityOCEANO
StateCA
Zip93445-8910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN OCEANO BL 24 LTS 29&30LESS MIN RTS
Legal SubdivisionTOWN/OCEANO
Legal Block24
Legal Lot Number29
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2024
Census Tract12202

Owner

Source: San Luis Obispo County records · APN 062-096-029

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2269 BEACH ST, OCEANO, CA 93445-8910
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 12, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 26, 2017Affidavit of Death, Transfer
OTHER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 23, 2004
Deed SaleJun 23, 2004
Prior SaleJun 26, 2017
Deed Document Number0000054698
Last Transfer DateJul 12, 2019
Transfer Doc0000027337
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2269 BEACH ST, OCEANO, CA 93445-8910
Transaction TypeMortgage
Record UpdatedOct 22, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2269 BEACH ST, OCEANO, CA 93445-8910

Mortgage

Document Number0000068944
DateOct 13, 2021
Instrument2021068944
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2269 BEACH ST, OCEANO, CA 93445-8910
Transaction TypeMortgage
Record UpdatedJun 03, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2269 BEACH ST, OCEANO, CA 93445-8910

Mortgage

Document Number0000049642
DateSep 14, 2020
Instrument2020049642
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

July 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 12, 2019
Property Address2269 BEACH ST, OCEANO, CA 93445-8910
Document Number0000027337
Map ReferenceMB A PG 148
Instrument DateJul 08, 2019
Instrument2019027337
Transaction TypeTransfer
Record UpdatedJun 03, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2269 BEACH ST, OCEANO, CA 93445-8910

Mortgage

Document Number0000027338
DateJul 12, 2019
Instrument2019027338
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

June 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 26, 2017
Property Address2269 BEACH ST, OCEANO, CA 93445-8910
Document Number0000027983
Instrument DateJun 23, 2017
Instrument27983
Transaction TypeTransfer
Record UpdatedJul 07, 2017
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2269 BEACH ST OCEANO CA 934458910, OCEANO, CA 93445-8910

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,490.00 (+4.84%) Homeowner's exemption$302,823 (+4.04%) Land $184,651 Building $118,172
2023$3,329.00 (+1.43%) Homeowner's exemption$291,066 Land $177,482 Building $113,584
2022$3,282.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Peak WiFi, Radiate Holdings, Ranch WiFi, T-Mobile USA, Verizon.

Based on FCC filings for 487 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Beach St

Nearby Streets

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