2260 Beach St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2260 Beach St, Oceano, CA 93445 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,088 sqft · built 1972
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Jun 2014)
Tax Bill$4,062 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN062-121-018

Property Details

APN / Parcel Number

Primary APN062-121-018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,088 sqft Living Area

Exterior

Year BuiltBuilt 1972
Construction TypeWood
Lot Area7,000 sqft (0.16 acres)
Parking Spaces1 Parking Space

Location & Zoning

Street Address2260 BEACH ST
CityOCEANO
StateCA
Zip93445-8909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTN OCEANO BL 38 LTS 7 & 8
Legal SubdivisionOCEANO
Legal Block38
Legal Lot Number7,8 8
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2027
Census Tract12202

Owner

Source: San Luis Obispo County records · APN 062-121-018

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2260 BEACH ST, OCEANO, CA 93445-8909
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jan 18, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 18, 2014 · Amount on Record
Deed SaleJun 18, 2014 · Amount on Record
Prior SaleJan 18, 2019
Deed Document Number0000023947
Last Transfer DateJun 14, 2021
Transfer Doc0000042560
Record UpdatedJun 08, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 14, 2021
Property Address2260 BEACH ST, OCEANO, CA 93445-8909
Document Number0000042560
Map ReferenceMB A PG 148
Instrument DateJun 04, 2021
Instrument2021042560
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2260 BEACH ST, OCEANO, CA 93445-8909

Mortgage

Document Number0000042561
DateJun 14, 2021
Instrument2021042561
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

January 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJan 18, 2019
Property Address2260 BEACH ST, OCEANO, CA 93445-8909
Document Number0000002086
Map ReferenceMB A PG 148
Instrument DateJan 14, 2019
Instrument2019002086
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2260 BEACH ST, OCEANO, CA 93445-8909

Mortgage

Document Number0000002087
DateJan 18, 2019
Instrument2019002087
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,062.00 (+4.69%)$349,360 (+4.04%) Land $245,166 Building $104,194
2023$3,880.00 (+1.41%)$335,796 Land $235,647 Building $100,149
2022$3,826.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790122022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Beach St

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