Santa Cruz County property record for 22660 E Cliff Dr, Santa Cruz, CA 95062
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 3 ba · 1,487 sqft · built 1980 |
| Lot Size | 0.041 acres (1,786 sqft) |
| Owner | Individual Name on File |
| Last Sale | $510,000 (Oct 1994) |
| Tax Bill | $11,236 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-331-02 |
| Primary APN | 028-331-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,487 sqft Living Area |
| Gross Area | 1,866 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 1,786 sqft (0.041 acres) |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 379 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 220 sqft |
| Patio Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 22660 E CLIFF DR |
|---|---|
| City | SANTA CRUZ |
| State | CA |
| Zip | 95062-5358 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RM-5-PP |
| Legal Description | TR 795 |
| Legal Subdivision | SEABREEZE TERRACE |
| Legal Tract | 795 |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 121601 |
22660 E Cliff Dr, a townhouse, is owned and occupied by an individual who acquired it in April 2024.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22660 E CLIFF DR, SANTA CRUZ, CA 95062-5358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2024 | Intrafamily Transfer, Transfer |
| Oct 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 1994 · Amount on File |
| Deed Sale | Oct 12, 1994 · Amount on File |
| Deed Document Number | 199469189 |
| Deed Book / Page | 5582 / 482 |
| Last Transfer Date | Apr 18, 2024 |
| Transfer Doc | 0000007614 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 24, 2024 |
| Property Address | 22660 E CLIFF DR, SANTA CRUZ, CA 95062-5358 |
| Document Number | 0000007614 |
| Map Reference | VOL 31 PG 53 |
| Instrument Date | Apr 18, 2024 |
| Instrument | 2024-0007614 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 22660 E CLIFF DR, SANTA CRUZ, CA 95062-5358 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 22660 E CLIFF DR, SANTA CRUZ, CA 95062-5358 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 22660 E CLIFF DR, SANTA CRUZ, CA 95062-5358 |
| Document Number | 0000040092 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 2020-0040092 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 22660 E Cliff Dr was $11,236 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Live Oak Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $887,549 (+2%) Land $394,065 Building $493,484 | ||
| 2025 | $11,236.00 Homeowner's exemption | $870,146 Land $386,338 Building $483,808 | |
| 2023 | $10,271.00 (+2.43%) Homeowner's exemption | $836,357 Land $371,336 Building $465,021 | $1,504,440 |
| 2022 | $10,027.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22660 E Cliff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 22660 E Cliff Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 981 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Cruzio, Etheric Networks, GeoLinks, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures