22650 E Cliff Dr, Santa Cruz, CA 95062 Property Records

Santa Cruz County property record for 22650 E Cliff Dr, Santa Cruz, CA 95062

Property Summary

Property TypeTownhouse
Details2 bd · 3 ba · 3,148 sqft
Lot Size0.04 acres (1,742 sqft)
Owner2 Trust Names on Record
Last Sale$1,300,000 (Oct 2009)
Tax Bill$20,482 (2025)
Deeds & MortgagesApr 2026 Sale
Flood ZoneZone X (minimal risk)
APN028-331-03

Property Details

APN / Parcel Number

Primary APN028-331-03
Alternative APN
  • 028-331-03-000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area3,148 sqft Living Area
Gross Area3,527 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Architectural StyleTownhouse
Construction TypeWood
Roof MaterialOther
Lot Area1,742 sqft (0.04 acres)
View / LotOcean
Garage TypeAttached
Garage Area379 sqft
Parking Spaces1 Parking Space
Deck Area14 sqft
Patio Area14 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address22650 E CLIFF DR
CitySANTA CRUZ
StateCA
Zip95062-5358
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRM-5-PP
Legal SubdivisionSEA BREEZE TERRACE TR 795
Legal Lot Number3
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2007
Census Tract121601

Owner

Source: Santa Cruz County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address388 BELMONT ST, OAKLAND, CA 94610-4821
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2009 · Amount on Record
Deed SaleOct 30, 2009 · Amount on Record
Prior SaleMar 8, 1996 · Amount on Record
Deed Document Number200951267
Last Transfer DateOct 29, 2012
Transfer Doc0000063731
Record UpdatedOct 29, 2026

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 10, 2026
Property Address22650 E CLIFF DR, SANTA CRUZ, CA 95062-5358
Document Number0000007918
Instrument DateApr 3, 2026
Instrument20267918
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address388 BELMONT ST, OAKLAND, CA 94610-4821

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictLive Oak Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,711,636 (+2%) Land $1,086,230 Building $625,406
2025$20,482.00 (+3.83%)$1,678,074 (+4.04%) Land $1,064,931 Building $613,143
2024$19,727.00 (+4.67%)
2023$18,847.00 (+2.22%)$1,612,912 Land $1,023,578 Building $589,334$2,048,670
2022$18,437.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA CRUZ WATER DEPARTMENT
serves 94,626 people · EPA ID CA4410010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 981 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Cruzio, Etheric Networks, GeoLinks, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Cliff Dr

Nearby Streets

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