2265 Old Lake Rd, Merced, CA 95340 Property Records

Merced County property record for 2265 Old Lake Rd, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,635 sqft · built 1973
Lot Size	0.995 acres (43,341 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Jul 2020)
Tax Bill	$7,376 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`170-190-019-000`

Property Details

APN / Parcel Number

Primary APN	`170-190-019-000`
Alternative APN	`170-190-019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,635 sqft Living Area
Gross Area	3,163 sqft
1st Floor Area	2,635 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Wood
Lot Area	43,341 sqft (0.995 acres)
Lot Dimensions	302 ft deep x 141 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Patio Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	170-190-019
Street Address	2265 OLD LAKE RD
City	MERCED
State	CA
Zip	95340-9129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	ROTTERDAM EST LOT 25
Legal Subdivision	ROTTERDAM ESTATE
Legal Lot Number	25
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2012
Census Tract	2500

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2265 OLD LAKE RD, MERCED, CA 95340-9129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Jul 14, 1999 · Amount on Record
Deed Document Number	202025956
Prior Transfer Date	Jun 25, 1999
Prior Transfer Doc	0000026229
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2265 OLD LAKE RD, MERCED, CA 95340-9129
Transaction Type	Mortgage
Record Updated	Oct 3, 2022
Title Company	TRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2265 OLD LAKE RD, MERCED, CA 95340-9129

Mortgage

Document Number	0000031386
Date	Sep 2, 2022
Instrument	2022031386

Lender

Name	MERCED SCHOOL EMPLOYEES FCU
Type	Credit Union
Address	MERCED, CA 95348

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$684,527 (+2%) Land $193,213 Building $491,314
2025	$7,376.00 (+7.3%) Homeowner's exemption	$671,106 (+4.04%) Land $189,425 Building $481,681
2023	$6,874.00 (+1.34%) Homeowner's exemption	$645,048 Land $182,070 Building $462,978
2022	$6,783.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1998–2010)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2010 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 57% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20