2221 Old Lake Rd, Merced, CA 95340 Property Records

Merced County property record for 2221 Old Lake Rd, Merced, CA 95340

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,880 sqft · built 1977
Lot Size0.979 acres (42,631 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (Dec 2019)
Tax Bill$6,000 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN170-190-017-000

Property Details

APN / Parcel Number

Primary APN170-190-017-000
Alternative APN
  • 170-190-017

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories1 Story
Building Area2,880 sqft Living Area
Gross Area4,416 sqft
1st Floor Area2,880 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1978
Architectural StyleCustom Design
Exterior MaterialStucco
Construction TypeWood
Lot Area42,631 sqft (0.979 acres)
Garage TypeAttached
Garage Area1,536 sqft
Parking Spaces6 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Old Parcel Number170-190-017
Street Address2221 OLD LAKE RD
CityMERCED
StateCA
Zip95340-9129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionROTTERDAM EST LOT 23
Legal SubdivisionROTTERDAM ESTATE
Legal Lot Number23
JurisdictionMERCED CA
Township / Civil DivisionATWATER
Census Block Group2
Census Block2012
Census Tract2500

Owner

2221 Old Lake Rd is owned and occupied by two individuals who bought it in December 2019.

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2221 OLD LAKE RD, MERCED, CA 95340-9129
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2019 · Amount on File
Deed SaleDec 2, 2019 · Amount on File
Prior SaleApr 21, 2015 · Amount on File
Deed Document Number201940557
Prior Transfer DateOct 24, 2019
Prior Transfer Doc0000040557
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address2221 OLD LAKE RD, MERCED, CA 95340-9129
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2221 OLD LAKE RD, MERCED, CA 95340-9129

Mortgage

Document Number0000023959
DateMay 27, 2021
Instrument2021023959
Lender
NameAMERICAN INTERNET MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2221 Old Lake Rd was $6,000 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$557,754 (+2%) Land $195,213 Building $362,541
2025$6,000.00 Homeowner's exemption$546,819 Land $191,386 Building $355,433
2023$5,591.00 (+1.34%) Homeowner's exemption$525,587 Land $183,955 Building $341,632
2022$5,517.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2221 Old Lake Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims5 (1998–2010)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2010 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Mar 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2221 Old Lake Rd is high, ranking above 79% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 57% of California
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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