2265 Grace St, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2265 Grace St, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,164 sqft · built 1992
Lot Size	0.532 acres (23,174 sqft)
Owner	Individual Name on Record
Last Sale	$243,000 (Oct 2018)
Tax Bill	$3,480 (2025)
Deeds & Mortgages	Nov 2006 Mortgage Nov 2006 Mortgage + 3 more
APN	`0341004000100`

Property Details

APN / Parcel Number

Primary APN	`0341004000100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
1st Floor Area	1,164 sqft
Attic	Attic
Attic Area	1,164 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,174 sqft (0.532 acres)
Lot Dimensions	122 ft deep x 174 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	1,164 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2265 GRACE ST
City	CHESAPEAKE
State	VA
Zip	23323-4052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	10A RESUB LTS 10 & 11 BISHOP DAVIS ESTATES .532AC
Legal Subdivision	D C CRSNG/D C FOREST/LOCKS LND/CEDAR COV
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1020
Census Tract	21304

Owner

Source: Chesapeake City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2265 GRACE ST, CHESAPEAKE, VA 23323-4052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2006	Deed of Trust, Mortgage · ARM SAXON MORTGAGE INC
Nov 1, 2006	Deed of Trust, Mortgage · Conventional Mortgage SAXON MORTGAGE INC
Oct 30, 2018	Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC
May 2, 2018	Warranty Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORPORATION
May 6, 2005	Warranty Deed, Transfer · Conventional Mortgage LENDERS EXPRESS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2018 · Amount on Record
Deed Sale	Oct 30, 2018 · Amount on Record
Prior Sale	May 2, 2018 · Amount on Record
Deed Document Number	201828667
Deed Book / Page	9963 / 1268
Record Updated	Sep 20, 2026

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2265 GRACE ST, CHESAPEAKE, VA 23323-4052
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006811/499
Date	Nov 1, 2006
Book Page	6811/499

Lender

Name	SAXON MORTGAGE INC

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.85%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2006

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2265 GRACE ST, CHESAPEAKE, VA 23323-4052
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006811/518
Date	Nov 1, 2006
Book Page	6811/518

Lender

Name	SAXON MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Oct 1, 2026

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 30, 2018
Property Address	2265 GRACE ST, CHESAPEAKE, VA 23323-4052
Document Number	09963/1268
Book / Page	9963 / 1268
Instrument Date	Oct 23, 2018
Instrument	180028667
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	TRUE NORTH TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2265 GRACE ST, CHESAPEAKE, VA 23323-4052

Mortgage

Document Number	0180028668
Date	Oct 30, 2018
Instrument	180028668

Lender

Name	OVM FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 2, 2018
Property Address	2265 GRACE ST, CHESAPEAKE, VA 23323-4052
Document Number	09908/1384
Book / Page	9908 / 1384
Instrument Date	Apr 25, 2018
Instrument	180011227
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18685 ALDERBURY DR, ROWLAND HEIGHTS, CA 91748-4802

Mortgage

Document Number	0180011228
Date	May 2, 2018
Instrument	180011228

Lender

Name	LENDINGHOME FUNDING CORPORATION

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 6, 2005
Property Address	2265 GRACE ST, CHESAPEAKE, VA 23323-4052
Document Number	005987/563
Book / Page	5987 / 563
Instrument Date	Apr 29, 2005
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005987565
Date	May 6, 2005
Instrument	5987/565

Lender

Name	LENDERS EXPRESS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,480.00 (+41.41%)	$344,600 (+11.52%) Land $170,000 Building $174,600	$344,600 (+11.52%) Land $170,000 Building $174,600
2023		$309,000 (+8%) Land $120,000 Building $189,000	$309,000 (+8%) Land $120,000 Building $189,000
2022		$286,100 Land $110,000 Building $176,100	$286,100 Land $110,000 Building $176,100
2019	$2,461.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 401 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	401 in force
Nearby Flood Claims	19 (1998–2024)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 5 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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