2224 Grace St, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2224 Grace St, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,621 sqft · built 2008
Lot Size	0.369 acres (16,074 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Jun 2022)
Tax Bill	$5,216 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Apr 2020 Mortgage + 4 more
APN	`0343024000460`

Property Details

APN / Parcel Number

Primary APN	`0343024000460`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,621 sqft Living Area
1st Floor Area	836 sqft
Upper Floors Area	836 sqft
Attic	Attic
Attic Area	200 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,074 sqft (0.369 acres)
Lot Dimensions	5 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	496 sqft

Exterior Amenities

Porch	Porch
Porch Area	21 sqft
Patio Area	784 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2224 GRACE ST
City	CHESAPEAKE
State	VA
Zip	23323-4051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	46 SHIPS LANDING SEC 1
Legal Subdivision	RIDDICK'S QUAY, SHIP'S CROSSING & LANDI
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1003
Census Tract	21304

Owner

2224 Grace St is owned and occupied by two individuals who bought it in June 2022.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2224 GRACE ST, CHESAPEAKE, VA 23323-4051
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2019	Deed of Trust, Mortgage · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Apr 6, 2020	Deed of Trust, Mortgage · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jan 11, 2013	Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK
Jun 24, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Sep 2, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 2, 2008	Warranty Deed, Transfer · Conventional Mortgage USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Prior Sale	Sep 2, 2020 · Amount on File
Deed Document Number	202220884
Deed Book / Page	10574 / 516
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2224 GRACE ST, CHESAPEAKE, VA 23323-4051
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10021/1984
Date	Jun 14, 2019
Book Page	10021/1984
Instrument	190014462

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2224 GRACE ST, CHESAPEAKE, VA 23323-4051
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010133/538
Date	Apr 6, 2020
Book Page	10133/538
Instrument	200010586

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2224 GRACE ST, CHESAPEAKE, VA 23323-4051
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008939/449
Date	Jan 11, 2013
Book Page	8939/449

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2043

Interest

Rate Type	Fixed Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 24, 2022
Property Address	2224 GRACE ST, CHESAPEAKE, VA 23323-4051
Document Number	010574/516
Book / Page	10574 / 516
Instrument Date	Jun 17, 2022
Instrument	220020884
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2224 GRACE ST, CHESAPEAKE, VA 23323-4051

Mortgage

Document Number	0220020885
Date	Jun 24, 2022
Instrument	220020885

Lender

Name	PRIMELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 2, 2020
Property Address	2224 GRACE ST, CHESAPEAKE, VA 23323-4051
Document Number	10211/1390
Book / Page	10211 / 1390
Instrument Date	Aug 25, 2020
Instrument	200030993
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2224 GRACE ST, CHESAPEAKE, VA 23323-4051

Mortgage

Document Number	200030994
Date	Sep 2, 2020
Instrument	200030994

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 2, 2008
Property Address	2224 GRACE ST, CHESAPEAKE, VA 23323-4051
Document Number	0007594/72
Book / Page	7594 / 72
Instrument Date	Aug 13, 2008
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000759475
Date	Sep 2, 2008
Instrument	7594/75

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2224 Grace St was $5,216.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$583,700 (+13.03%) Land $205,000 Building $378,700	$583,700 (+13.03%) Land $205,000 Building $378,700
2025	$5,216.00	$516,400 Land $190,000 Building $326,400	$516,400 Land $190,000 Building $326,400
2023		$477,500 (+8.15%) Land $140,000 Building $337,500	$477,500 (+8.15%) Land $140,000 Building $337,500
2022		$441,500 Land $130,000 Building $311,500	$441,500 Land $130,000 Building $311,500
2019	$3,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2224 Grace St; there have been 19 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 401 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	401 in force
Nearby Flood Claims	19 (1998–2024)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 5 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2224 Grace St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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