Berrien County property record for 2265 Fair Oaks St E, Niles, MI 49120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,200 sqft · built 1968 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Dec 2021) |
| Tax Bill | $2,254 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-2220-0027-00-1 |
| Primary APN | 14-2220-0027-00-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Raised Ranch |
| Lot Area | 8,059 sqft (0.185 acres) |
| Lot Dimensions | 115 ft deep x 70 ft wide |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2265 FAIR OAKS ST E |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-4441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | LOT 27 FAIR OAKS |
| Legal Subdivision | FAIR OAKS |
| Legal Lot Number | 27 |
| Legal Unit | 27 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NILES |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 21000 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2265 FAIR OAKS ST E, NILES, MI 49120-4441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Jul 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage US BANK FULFILLMENT SERVICES |
| Dec 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on Record |
| Deed Sale | Dec 30, 2021 · Amount on Record |
| Prior Sale | Sep 12, 2016 · Amount on Record |
| Deed Document Number | 2021339302 |
| Deed Book / Page | 3358 / 3112 |
| Prior Transfer Date | Oct 8, 2015 |
| Prior Transfer Doc | 03118/1484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 2265 FAIR OAKS ST E, NILES, MI 49120-4441 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2265 FAIR OAKS ST E, NILES, MI 49120-4441 |
| Document Number | 0003416/44 |
|---|---|
| Date | Nov 16, 2023 |
| Book Page | 3416/44 |
| Instrument | 2023393054 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 8, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 2265 FAIR OAKS ST E, NILES, MI 49120-4441 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2265 FAIR OAKS ST E, NILES, MI 49120-4441 |
| Document Number | 03334/3046 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 3334/3046 |
| Name | US BANK FULFILLMENT SERVICES |
|---|---|
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Sep 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 30, 2021 |
| Property Address | 2265 FAIR OAKS ST E, NILES, MI 49120-4441 |
| Document Number | 03358/3112 |
| Book / Page | 3358 / 3112 |
| Map Reference | LB 20 PG 12 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 2021339302 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,237.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2265 FAIR OAKS ST E, NILES, MI 49120-4441 |
| Name | Verified Name |
|---|---|
| Address | 2265 FAIR OAKS ST E, NILES, MI 49120-4441 |
| Document Number | 0033583114 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 3358/3114 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2051 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Niles Township |
| Unified School District | Brandywine Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,000 (+40.28%) | $202,000 (+40.28%) | |
| 2025 | $2,254.00 (-29.47%) | ||
| 2023 | $72,000 | $144,000 | |
| 2022 | $3,196.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NILES serves 14,215 people · EPA ID MI0004740 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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