22646 River Ridge Rd, Bozman, MD 21612 Property Records

Talbot County property record for 22646 River Ridge Rd, Bozman, MD 21612 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,392 sqft · built 1900
Lot Size	7.63 acres (332,581 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Oct 2013)
Tax Bill	$5,254 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`02-070936`

Property Details

APN / Parcel Number

Primary APN	`02-070936`
Alternative APNs	`2070936` `070936`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,392 sqft Total Area
Utility Area	48 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	332,581 sqft (7.63 acres)
View / Lot	Waterfront
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	160 sqft
Deck Area	328 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	070936
Street Address	22646 RIVER RIDGE RD
City	BOZMAN
State	MD
Zip	21612-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7.635 AC W/S BOZMAN-NEAVITT RD BOZMAN
Legal Subdivision	EDGAR S DAVIS LAND
Legal Tract	C
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	1
Census Block	1006
Census Tract	960700

Owner

Source: Talbot County records · APN 02-070936

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	501 ELM AVE, TAKOMA PARK, MD 20912-5433
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 25, 2013 · Amount on Record
Deed Sale	Oct 25, 2013 · Amount on Record
Prior Sale	Apr 20, 2000
Deed Book / Page	2130 / 402
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	22646 RIVER RIDGE RD, BOZMAN, MD 21612-9706
Transaction Type	Mortgage
Record Updated	Mar 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027580344
Date	Oct 16, 2020
Book Page	2758/344

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Talbot County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$587,433 (+7.88%)	$617,100 (+7.77%) Land $502,200 Building $114,900
2025	$5,254.00 (+12.82%)
2023	$4,657.00	$544,533	$572,600 Land $460,300 Building $112,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Talbot County (24041C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240419607001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 176 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	176 in force
Nearby Flood Claims	67 (1996–2024)
Claims Outside the SFHA	13 of 67
Most Recent Claim	Feb 2024, other causes
Claims By Storm	Hurricane Isabel, Sep 2003 · 56 claims

Wildfire

Wildfire Risk	Low above 34% of the US · above 70% of Maryland
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Easton Utilities Commission	Fiber	1,000 / 125
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.