2263 Seven Oaks Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2263 Seven Oaks Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Townhouse
Details	4 bd · 3 ba · 1,615 sqft · built 2017
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$195,800 (Apr 2017)
Tax Bill	$2,891 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`139578`

Property Details

APN / Parcel Number

Primary APN	`139578`
Alternative APN	`272630005900011740`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,615 sqft Heated Area
Gross Area	2,131 sqft
1st Floor Area	845 sqft
Upper Floors Area	770 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Finished
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	139578
Street Address	2263 SEVEN OAKS DR
City	SAINT CLOUD
State	FL
Zip	34772-7819
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	SR3
Legal Description	OAK RIDGE PB 18 PG 127-131 A PORTION OF LOTS 173 AND 174 DESCRIBED AS FOLLOWS: COM AT SE COR OF LOT 169, N 89 DEG W 114.94 FT
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	OAK RIDGE
Legal Tract	59
Legal Block	1
Legal Lot Number	169
Legal Unit	162
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1028
Census Tract	43207

Owner

2263 Seven Oaks Dr, a townhouse, is owned and occupied by two individuals who bought it in April 2017.

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2263 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Apr 6, 2017	Grant Deed, Transfer · FHA Mortgage MLB RESID'L LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2017 · Amount on File
Deed Sale	Apr 6, 2017 · Amount on File
Deed Document Number	0051281133
Deed Book / Page	5128 / 1133
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2263 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7819
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2263 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7819

Mortgage

Document Number	0063111761
Date	Nov 4, 2022
Book Page	6311/1761
Instrument	2022162754

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	294 Months
Due	May 1, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 6, 2017
Property Address	2263 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7819
Document Number	0051281133
Book / Page	005128 / 001133
Instrument Date	Apr 6, 2017
Instrument	52183
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,370.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2263 SEVEN OAKS DR ST CLOUD FL 34772, ST CLOUD, FL 34772

Mortgage

Document Number	51281135
Date	Apr 6, 2017
Book Page	005128/001135
Instrument	52184

Lender

Name	MLB RESID'L LNDG
Address	SPRINGFIELD, NJ 07081

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2263 Seven Oaks Dr was $2,891 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,891.00 Homeowner's exemption	$204,427	$271,200 Land $40,000 Building $231,200
2023	$2,714.00 (+3.79%) Homeowner's exemption	$192,880 (+3%)	$299,900 (+33.94%) Land $14,900 Building $285,000
2022	$2,615.00 Homeowner's exemption	$187,263	$223,900 Land $14,900 Building $209,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2263 Seven Oaks Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2263 Seven Oaks Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Xfinity.

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