2261 Seven Oaks Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2261 Seven Oaks Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,674 sqft · built 2017
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Oct 2021)
Tax Bill	$3,825 (2025)
Deeds & Mortgages	Mar 2025 Sale Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-26-30-0059-0001-1730`

Property Details

APN / Parcel Number

Primary APN	`27-26-30-0059-0001-1730`
Alternative APNs	`263027005900011730` `139577`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,674 sqft Living Area
Gross Area	2,265 sqft
1st Floor Area	652 sqft
Upper Floors Area	1,022 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	177 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2261 SEVEN OAKS DR
City	SAINT CLOUD
State	FL
Zip	34772-7819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	OAK RIDGE PB 18 PG 127-131 A PORTION OF LTOS 172 AND 173 DESCRIBED AS FOLLOWS: COM AT SE COR OF LOT 169, N 89 DEG W 90.93 FT TO POB; CONT N 89 DEG W 24.02 FT, N 01 DEG W 86.62 FT, N 82 DEG E 24.15 FT, S 01 DEG E 90.24 FT TO POB AKA UNIT 163
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	OAK RIDGE
Legal Tract	59
Legal Block	1730
Legal Lot Number	173
Legal Unit	163
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1028
Census Tract	43207

Owner

2261 Seven Oaks Dr is owned and occupied by an individual who acquired it in December 2024.

Source: Osceola County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	2261 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2025	Warranty Deed, Transfer TITLE ONE FLORIDA LLC, TITLE CHAMPS OF FLORIDA LLC
Oct 8, 2021	Warranty Deed, Transfer · Conventional Mortgage BLUESTAR MORTGAGE INC
Jan 19, 2017	Grant Deed, Transfer · VA Mortgage MLB RESID'L LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Prior Sale	Jan 19, 2017 · Amount on File
Deed Document Number	2021156754
Deed Book / Page	6061 / 1195
Last Transfer Date	Dec 2, 2024
Transfer Doc	0067502874
Record Updated	Jun 8, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 7, 2025
Property Address	2261 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7819
Document Number	0067502874
Book / Page	6750 / 2874
Map Reference	MB 18 PG 127-131
Instrument Date	Dec 5, 2024
Instrument	2025029115
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	TITLE ONE FLORIDA LLC, TITLE CHAMPS OF FLORIDA LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2261 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2261 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7819

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 8, 2021
Property Address	2261 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7819
Document Number	0060611195
Book / Page	6061 / 1195
Map Reference	MB 18 PG 127-131
Instrument Date	Oct 7, 2021
Instrument	2021156754
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	BENEFIT TITLE COMPANY, BENEFIT TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3012 CRISPIN CIR, HARMONY, FL 34773-6108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2261 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7819

Mortgage

Document Number	0060611197
Date	Oct 8, 2021
Instrument	6061/1197

Lender

Name	BLUESTAR MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 19, 2017
Property Address	2261 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7819
Document Number	0050881855
Book / Page	005088 / 001855
Instrument Date	Jan 19, 2017
Instrument	10879
Transaction Type	Transfer
Record Updated	Feb 10, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,323.52
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2261 SEVEN OAKS DR ST CLOUD FL 34772, ST CLOUD, FL 34772

Mortgage

Document Number	50881857
Date	Jan 19, 2017
Book Page	005088/001857
Instrument	10880

Lender

Name	MLB RESID'L LNDG
Address	SPRINGFIELD, NJ 07081

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2261 Seven Oaks Dr was $3,825, up 0.7% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,825.00 (+0.71%)	$256,611	$270,000 Land $40,000 Building $230,000
2024	$3,798.00 (+12.57%)
2023	$3,374.00 (+3.62%) Homeowner's exemption	$229,484 (+3%)	$298,300 (+33.89%) Land $14,900 Building $283,400
2022	$3,256.00 Homeowner's exemption	$222,800 Land $14,900 Building $207,900	$222,800 Land $14,900 Building $207,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2261 Seven Oaks Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2261 Seven Oaks Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Xfinity.

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