Mecklenburg County property record for 22618 Torrence Chapel Rd, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,559 sqft · built 2019 |
| Lot Size | 0.443 acres (19,309 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $850,000 (Aug 2018) |
| Tax Bill | $20,675 (2023) |
| Deeds & Mortgages | Oct 2018 Mortgage Aug 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-551-21 |
| Primary APN | 001-551-21 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 5,559 sqft Heated Area |
| Gross Area | 3,834 sqft |
| 1st Floor Area | 1,827 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,309 sqft (0.443 acres) |
| Porch | Porch |
| Porch Area | 180 sqft |
| Patio Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 001-551-21 |
|---|---|
| Street Address | 22618 TORRENCE CHAPEL RD |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L9 P8 M12-19 & TR |
| Legal Subdivision | COUNTRY CLUB SHORES 1 |
| Legal Lot Number | 9 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 6216 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18303 INDIAN OAKS LN, DAVIDSON, NC 28036-7832 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2018 | Deed of Trust, Mortgage · ARM FIFTH THIRD MORTGAGE CO |
| Aug 1, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 5, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2018 · Amount on Record |
| Deed Sale | Aug 1, 2018 · Amount on Record |
| Deed Document Number | 0032875198 |
| Deed Book / Page | 32875 / 198 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 22618 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6797 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000130591 |
|---|---|
| Date | Oct 16, 2018 |
| Book Page | 33047/876 |
| Instrument | 2018130591 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Nov 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 1, 2018 |
| Property Address | 22618 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6797 |
| Document Number | 0000096979 |
| Book / Page | 032875 / 000198 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 96979 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,700.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 18303 INDIAN OAKS LN DAVIDSON NC 280367832, DAVIDSON, NC 28036-7832 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 22618 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6797 |
| Document Number | 0000073982 |
| Instrument Date | Jun 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2018 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 22618 TORRENCE CHAPEL RD CORNELIUS NC 280316797, CORNELIUS, NC 28031-6797 |
| Document Number | 0000073982 |
|---|---|
| Date | Jun 14, 2018 |
| Book Page | 032755/000908 |
| Instrument | 73982 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
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