22601 Torrence Chapel Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 22601 Torrence Chapel Rd, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 6,148 sqft · built 2017
Lot Size0.651 acres (28,363 sqft)
OwnerIndividual Name on File
Last Sale$800,000 (Aug 2016)
Tax Bill$20,252 (2023)
Deeds & MortgagesMar 2021 Mortgage
May 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-151-37

Property Details

APN / Parcel Number

Primary APN001-151-37

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area6,148 sqft Heated Area
Gross Area5,484 sqft
1st Floor Area1,990 sqft
Upper Floors Area736 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialWood
Lot Area28,363 sqft (0.651 acres)
Garage Area546 sqft

Exterior Amenities

PorchPorch
Porch Area588 sqft
Deck Area192 sqft
Patio Area1,036 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-151-37
Street Address22601 TORRENCE CHAPEL RD
CityCORNELIUS
StateNC
Zip28031-6798
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL23 BA M12-329 & STR
Legal SubdivisionCOUNTRY CLUB SHORES 04
Legal BlockA
Legal Lot Number23
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group2
Census Block2002
Census Tract6217

Owner

Source: Mecklenburg County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address21210 PUMILA CT, CORNELIUS, NC 28031-6702
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA
May 24, 2018Loan Modification, Mortgage
FIRST BK
May 19, 2017Trustee's Deed, Construction Loan · Construction Mortgage
FIRST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 11, 2016 · Amount on Record
Deed SaleAug 11, 2016 · Amount on Record
Prior SaleAug 4, 1999
Deed Document Number0031069722
Deed Book / Page31069 / 722
Record UpdatedJun 7, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address22601 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6798
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042580
DateMar 4, 2021
Book Page35756/290
Instrument2021042580
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMECKLENBURG NC
Property Address22601 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6798
Document Number0000064428
Instrument DateMay 24, 2018
Transaction TypeMortgage
Record UpdatedJul 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22601 TORRENCE CHAPEL RD CORNELIUS NC 280316798, CORNELIUS, NC 28031-6798

Mortgage

Document Number0000064428
DateMay 25, 2018
Book Page032705/000959
Instrument64428
Lender
NameFIRST BK
TypeBank
AddressTROY, NC 27371
Agreement
AmountAmount Recorded
Term360 Months
DueMay 24, 2048
Interest
Rate TypeFixed Rate

May 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMECKLENBURG NC
Recording DateMay 19, 2017
Property Address22601 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6798
Book / Page031812 / 000598
Instrument DateMay 18, 2017
Instrument66055
Transaction TypeConstruction Loan
Record UpdatedMay 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21210 PUMILA CT CORNELIUS NC 280316702, CORNELIUS, NC 28031-6702

Mortgage

Document Number0000066055
DateMay 19, 2017
Book Page031812/000598
Instrument66055
Lender
NameFIRST BK
TypeBank
AddressTROY, NC 27371
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMay 18, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20

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