2261 Emerald Cir, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 2261 Emerald Cir, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,751 sqft · built 2001
Lot Size	0.291 acres (12,666 sqft)
Owner	Company Name on Record
Last Sale	$1,726,500 (Dec 2020)
Tax Bill	$21,841 (2025)
Deeds & Mortgages	Dec 2022 Sale Oct 2022 Re-recorded Document + 1 more
Flood Zone	Zone X (minimal risk)
APN	`065-388-014`

Property Details

APN / Parcel Number

Primary APN	`065-388-014`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,751 sqft Living Area
1st Floor Area	2,751 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Wood
Lot Area	12,666 sqft (0.291 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2261 EMERALD CIR
City	MORRO BAY
State	CA
Zip	93442-1589
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY MB TR 1996 LT 59
Legal Subdivision	TRACT 1996
Legal Tract	1996
Legal Block	2
Legal Lot Number	59
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2019
Census Tract	10506

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6626 SILENT HARBOR DR, HUNTINGTON BEACH, CA 92648-2642
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2022	Grant Deed, Transfer
Oct 3, 2022	Re-recorded Document FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Dec 28, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2020 · Amount on Record
Deed Sale	Dec 28, 2020 · Amount on Record
Prior Sale	Dec 5, 2014 · Amount on Record
Deed Document Number	202077201
Last Transfer Date	Sep 5, 2022
Transfer Doc	0000038842
Record Updated	Sep 20, 2026

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 23, 2022
Property Address	2261 EMERALD CIR, MORRO BAY, CA 93442-1589
Document Number	0000049229
Map Reference	MB 17 PG 83
Instrument Date	Dec 21, 2022
Instrument	2022049229
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6626 SILENT HARBOR DR, HUNTINGTON BEACH, CA 92648-2642

October 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 3, 2022
Property Address	2261 EMERALD CIR, MORRO BAY, CA 93442-1589
Document Number	0000038842
Map Reference	MB 17 PG 83
Instrument Date	Sep 5, 2022
Instrument	2022038842
Record Updated	Oct 17, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 28, 2020
Property Address	2261 EMERALD CIR, MORRO BAY, CA 93442-1589
Document Number	0000077201
Instrument Date	Sep 21, 2020
Instrument	77201
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,899.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2261 EMERALD CIR MORRO BAY CA 934421589, MORRO BAY, CA 93442-1589

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,906,192 (+2%) Land $1,048,875 Building $857,317
2025	$21,841.00 (+3.39%)	$1,868,816 (+4.04%) Land $1,028,309 Building $840,507
2023	$21,125.00 (+6.27%)	$1,796,250 Land $988,380 Building $807,870
2022	$19,879.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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