2260 S Smith Rd, Eaton Rapids, MI 48827 Property Records

Eaton County property record for 2260 S Smith Rd, Eaton Rapids, MI 48827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,550 sqft · built 1998
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Nov 2017)
Tax Bill	$2,678 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12002720003802`

Property Details

APN / Parcel Number

Primary APN	`12002720003802`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	1,550 sqft
Basement Area	1,550 sqft
Unfinished Basement	1,550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	43,560 sqft (1 acres)
Garage Area	768 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2260 S SMITH RD
City	EATON RAPIDS
State	MI
Zip	48827-9359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	COM 1232.5 FT N OF E 1/4 COR SEC 27, W 333.6 FT, N 131 FT, E 333.6 FT, S 131 FT TO BEG. SEC 27, T2N,R3W, EATON RAPIDS TWP 11-20-97 (APPROVED)
Legal Range	03W
Legal Township	02N
Legal Section	27
Jurisdiction	EATON MI
Township / Civil Division	EATON RAPIDS
Census Block Group	1
Census Block	1010
Census Tract	21301

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2260 S SMITH RD, EATON RAPIDS, MI 48827-9359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 1, 2017	Warranty Deed, Transfer UNITED STATES OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2017 · Amount on Record
Deed Sale	Nov 1, 2017 · Amount on Record
Deed Document Number	20172707-0081
Deed Book / Page	2707 / 81
Prior Transfer Date	Oct 31, 2017
Prior Transfer Doc	2707/0081
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	2260 S SMITH RD, EATON RAPIDS, MI 48827-9359
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2260 8 SMITH RD, 8, EATON RAPIDS, MI 48827

Mortgage

Document Number	003078/163
Date	Jan 10, 2024
Book Page	3078/163

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 4, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Nov 1, 2017
Property Address	2260 S SMITH RD, EATON RAPIDS, MI 48827-9359
Document Number	2707/0081
Book / Page	2707 / 0081
Instrument Date	Oct 31, 2017
Instrument	2707-0081
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	226 S SMITH RD, 226, EATON RAPIDS, MI 48827-9334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 S RIVER ST, EATON RAPIDS, MI 48827-1537

Mortgage

Document Number	27070083
Date	Nov 1, 2017
Instrument	2707-0083

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Eaton Rapids Township
Unified School District	Eaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,700 (+5.73%)	$230,228 (-) Land $30,000 Building $200,228
2025	$2,678.00 (+2.53%) Homeowner's exemption	$115,100 (+15.56%)	$230,228 (+15.58%) Land $30,000 Building $200,228
2024	$2,612.00 (+14.26%)
2023		$99,600	$199,200
2022	$2,286.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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